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01534 Homeowners Insurance Quotes & Rates

Northbridge residents living within the 2,333 homes available in the zip code of 01534 are shopping online to compare cheaper and more affordable Northbridge, MA home insurance rates. In the great city of Northbridge, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Massachusetts is around $1,236 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 01534 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 01534 home insurance rates today! Please give us a call now at 1-855-976-2656. For Northbridge, MA Homeowners Insurance Quotes, Click to easily get started!

01534 Home Insurance Average Premiums

Local 01534 homeowners insurance quotes comparison

$986 /yr.

Shows Zip Code: 01534 lowest rates with discounts applied on average.

For the 01534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$986 /yr.
Average Coverage:$1236 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1536 /yr.

What is the average home insurance cost for a home in 01534?

  • • The average homeowners insurance premium paid annually for a home in 01534 is around $1236 per year.

What does it cost on average per month for home insurance in 01534?

  • • Homeowners in 01534 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01534?

  • • Autoowners in 01534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Northbridge area, check out other zip codes nearby 01534.
Review average rates in another zip code:
01534 homeowners insurance rates

Home Replacement Cost Coverage in 01534

Average Building Cost Per Square Foot in 01534: $271

Location: Northbridge, Massachusetts (Worcester County)

Average Square Footage in 01534: 1,373 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01534 before you start any project. Northbridge homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,373 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Northbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,373$372,100
Additional Upgrades & Added Features$3391,373$465,125
Major Home Updates or Advancements$4071,373$558,150

It's important to understand that when you estimate your replacement cost of your home in the 01534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01534

Best Home & Auto Insurance Agencies in 01534

Housing Demographics for 01534

Population Review for 01534 Zip Code

For the city of Northbridge, the population within 01534 has increased to over 5,721 residents in population size. The current population total is 6,233. We have broken down the population based on race below. In 01534, there are over 3038 in male population and 3195 females.

PopulationValues
Total Population6,233
White Population5538
Black Population83
Hispanic Population293
Asian Population94
Hawaiian Population1
Indian Population6
Other Population123
Male Population3038
Female Population3195
Population Estimate5721

Household Data for 01534

The average number of homes in 01534 is around 2,333, there are an average of 2.59 per household. The average house value according to local real estate values is around $372,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,333
Persons Per Household2.59
Average House Value$372,100
Income Per Household$115439
Median Age45.2
Median Age Male43.1
Median Age Female46.5
01534 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CityNorthbridge
City Alias NameNORTHBRIDGE
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses84
Number Of Employees785
Business First Quarter Payroll10400
Business Annual Payroll43632
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential2209
Delivery Business25
Delivery Total4157
Preferred Last Line KeyV22258
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22258
Land Area9.514000
Water Area0.159000
City Alias Code
City Mixed CaseNorthbridge
City Alias Mixed CaseNorthbridge
Box Count239
SFDU1594
MFDU40
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number245304
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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