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01536 Home Insurance Rates & Premiums

Did you know there are over 7,514 people living within the 01536 zip code area? There are over 2,927 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 01536.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Massachusetts are on the rise. The estimated average premium is around $1,284 a year for a standard homeowners insurance policy in North Grafton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: North Grafton, MA Homeowners Insurance Quotes Online

01536 Home Insurance Average Premiums

Local 01536 homeowners insurance quotes comparison

$1034 /yr.

Shows Zip Code: 01536 lowest rates with discounts applied on average.

For the 01536, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1034 /yr.
Average Coverage:$1284 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1584 /yr.

What is the average home insurance cost for a home in 01536?

  • • The average homeowners insurance premium paid annually for a home in 01536 is around $1284 per year.

What does it cost on average per month for home insurance in 01536?

  • • Homeowners in 01536 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 01536?

  • • Autoowners in 01536 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Grafton area, check out other zip codes nearby 01536.
Review average rates in another zip code:
01536 homeowners insurance rates

Home Replacement Cost Coverage in 01536

Average Building Cost Per Square Foot in 01536: $271

Location: North Grafton, Massachusetts (Worcester County)

Average Square Footage in 01536: 1,427 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01536 before you start any project. North Grafton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01536 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01536 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,427 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Grafton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,427$386,600
Additional Upgrades & Added Features$3391,427$483,250
Major Home Updates or Advancements$4071,427$579,900

It's important to understand that when you estimate your replacement cost of your home in the 01536 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01536

Best Home & Auto Insurance Agencies in 01536

Housing Demographics for 01536

Population Review for 01536 Zip Code

For the city of North Grafton, the population within 01536 has increased to over 7,491 residents in population size. The current population total is 7,514. We have broken down the population based on race below. In 01536, there are over 3660 in male population and 3854 females.

PopulationValues
Total Population7,514
White Population6070
Black Population173
Hispanic Population321
Asian Population689
Hawaiian Population1
Indian Population5
Other Population162
Male Population3660
Female Population3854
Population Estimate7491

Household Data for 01536

The average number of homes in 01536 is around 2,927, there are an average of 2.52 per household. The average house value according to local real estate values is around $386,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,927
Persons Per Household2.52
Average House Value$386,600
Income Per Household$89886
Median Age41.4
Median Age Male40.2
Median Age Female42.5
01536 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CityNorth Grafton
City Alias NameNORTH GRAFTON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses173
Number Of Employees2089
Business First Quarter Payroll29073
Business Annual Payroll120215
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential2973
Delivery Business149
Delivery Total3301
Preferred Last Line KeyV22227
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22227
Land Area8.562000
Water Area0.296000
City Alias Code
City Mixed CaseNorth Grafton
City Alias Mixed CaseNorth Grafton
Box Count93
SFDU1809
MFDU105
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245508
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]