Get multiple home insurance quotes in 01541. Our licensed 01541, MA agents are ready to serve you.

01541 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 01541 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Princeton, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 01541 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Princeton homeowners insurance rates, coverage options or home insurance types, please select Princeton, MA Home Insurance Rates Online!

01541 Home Insurance Average Premiums

Local 01541 homeowners insurance quotes comparison

$1027 /yr.

Shows Zip Code: 01541 lowest rates with discounts applied on average.

For the 01541, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1027 /yr.
Average Coverage:$1277 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1577 /yr.

What is the average home insurance cost for a home in 01541?

  • • The average homeowners insurance premium paid annually for a home in 01541 is around $1277 per year.

What does it cost on average per month for home insurance in 01541?

  • • Homeowners in 01541 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 01541?

  • • Autoowners in 01541 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Princeton area, check out other zip codes nearby 01541.
Review average rates in another zip code:
01541 homeowners insurance rates

Home Replacement Cost Coverage in 01541

Average Building Cost Per Square Foot in 01541: $271

Location: Princeton, Massachusetts (Worcester County)

Average Square Footage in 01541: 1,548 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01541 before you start any project. Princeton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01541 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01541 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,548 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Princeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,548$419,600
Additional Upgrades & Added Features$3391,548$524,500
Major Home Updates or Advancements$4071,548$629,400

It's important to understand that when you estimate your replacement cost of your home in the 01541 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01541

Best Home & Auto Insurance Agencies in 01541

Housing Demographics for 01541

Population Review for 01541 Zip Code

For the city of Princeton, the population within 01541 has increased to over 3,234 residents in population size. The current population total is 3,495. We have broken down the population based on race below. In 01541, there are over 1748 in male population and 1747 females.

PopulationValues
Total Population3,495
White Population3218
Black Population32
Hispanic Population107
Asian Population39
Hawaiian Population0
Indian Population5
Other Population10
Male Population1748
Female Population1747
Population Estimate3234

Household Data for 01541

The average number of homes in 01541 is around 1,339, there are an average of 2.60 per household. The average house value according to local real estate values is around $419,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,339
Persons Per Household2.60
Average House Value$419,600
Income Per Household$148438
Median Age49.6
Median Age Male49.4
Median Age Female49.9
01541 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityPrinceton
City Alias NamePRINCETON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees973
Business First Quarter Payroll5321
Business Annual Payroll24308
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential1244
Delivery Business13
Delivery Total1713
Preferred Last Line KeyV22329
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22329
Land Area35.432000
Water Area0.399000
City Alias Code
City Mixed CasePrinceton
City Alias Mixed CasePrinceton
Box Count171
SFDU1145
MFDU0
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number246324
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]