Get multiple home insurance quotes in 01566. Our licensed 01566, MA agents are ready to serve you.

Quickly Revew Homeowners Insurance in 01566

If you own a home in Sturbridge, MA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 01566 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Massachusetts licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 01566 and start comparing rates now.

01566 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 01566 is $1230 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 01566 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sturbridge, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

01566 Home Insurance Average Premiums

Local 01566 homeowners insurance quotes comparison

$980 /yr.

Shows Zip Code: 01566 lowest rates with discounts applied on average.

For the 01566, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$980 /yr.
Average Coverage:$1230 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1530 /yr.

What is the average home insurance cost for a home in 01566?

  • • The average homeowners insurance premium paid annually for a home in 01566 is around $1230 per year.

What does it cost on average per month for home insurance in 01566?

  • • Homeowners in 01566 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01566?

  • • Autoowners in 01566 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sturbridge area, check out other zip codes nearby 01566.
Review average rates in another zip code:
01566 homeowners insurance rates

Home Replacement Cost Coverage in 01566

Average Building Cost Per Square Foot in 01566: $271

Location: Sturbridge, Massachusetts (Worcester County)

Average Square Footage in 01566: 1,171 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01566 before you start any project. Sturbridge homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01566 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01566 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,171 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sturbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,171$317,400
Additional Upgrades & Added Features$3391,171$396,750
Major Home Updates or Advancements$4071,171$476,100

It's important to understand that when you estimate your replacement cost of your home in the 01566 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01566

Bouvier Insurance Agency

Address: 49 Main St Sturbridge, MA 01566
Phone: (508)347-9394
Website: www.bouvierins.com

Best Home & Auto Insurance Agencies in 01566

Bouvier Insurance Agency

Address: 49 Main St Sturbridge, MA 01566
Phone:
Website: http://www.bouvierins.com
Info:

Housing Demographics for 01566

Population Review for 01566 Zip Code

For the city of Sturbridge, the population within 01566 has increased to over 6,767 residents in population size. The current population total is 6,691. We have broken down the population based on race below. In 01566, there are over 3257 in male population and 3434 females.

PopulationValues
Total Population6,691
White Population5944
Black Population95
Hispanic Population266
Asian Population133
Hawaiian Population12
Indian Population8
Other Population103
Male Population3257
Female Population3434
Population Estimate6767

Household Data for 01566

The average number of homes in 01566 is around 2,640, there are an average of 2.53 per household. The average house value according to local real estate values is around $317,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,640
Persons Per Household2.53
Average House Value$317,400
Income Per Household$105417
Median Age45.8
Median Age Male44.6
Median Age Female47.2
01566 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CitySturbridge
City Alias NameSTURBRIDGE
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses236
Number Of Employees3190
Business First Quarter Payroll28832
Business Annual Payroll131298
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential2675
Delivery Business229
Delivery Total3606
Preferred Last Line KeyV22626
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22626
Land Area24.992000
Water Area0.991000
City Alias Code
City Mixed CaseSturbridge
City Alias Mixed CaseSturbridge
Box Count320
SFDU1801
MFDU10
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number247973
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]