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Searching for Homeowners Insurance in 01568

If you are a homeowners that lives in 01568 you may be searching for more affordable homeowners insurance in Upton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Upton, MA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 01568 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Upton, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 01568 Home Insurance Costs: very high!

In Upton, homeowners are paying roughly $1262 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 01568 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Upton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 01568 policy right now!

01568 Home Insurance Average Premiums

Local 01568 homeowners insurance quotes comparison

$1012 /yr.

Shows Zip Code: 01568 lowest rates with discounts applied on average.

For the 01568, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1012 /yr.
Average Coverage:$1262 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1562 /yr.

What is the average home insurance cost for a home in 01568?

  • • The average homeowners insurance premium paid annually for a home in 01568 is around $1262 per year.

What does it cost on average per month for home insurance in 01568?

  • • Homeowners in 01568 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01568?

  • • Autoowners in 01568 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Upton area, check out other zip codes nearby 01568.
Review average rates in another zip code:
01568 homeowners insurance rates

Home Replacement Cost Coverage in 01568

Average Building Cost Per Square Foot in 01568: $271

Location: Upton, Massachusetts (Worcester County)

Average Square Footage in 01568: 1,870 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01568 before you start any project. Upton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01568 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01568 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,870 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Upton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,870$506,700
Additional Upgrades & Added Features$3391,870$633,375
Major Home Updates or Advancements$4071,870$760,050

It's important to understand that when you estimate your replacement cost of your home in the 01568 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01568

Best Home & Auto Insurance Agencies in 01568

Housing Demographics for 01568

Population Review for 01568 Zip Code

For the city of Upton, the population within 01568 has increased to over 8,035 residents in population size. The current population total is 7,900. We have broken down the population based on race below. In 01568, there are over 3914 in male population and 3986 females.

PopulationValues
Total Population7,900
White Population6903
Black Population64
Hispanic Population267
Asian Population339
Hawaiian Population5
Indian Population1
Other Population112
Male Population3914
Female Population3986
Population Estimate8035

Household Data for 01568

The average number of homes in 01568 is around 2,868, there are an average of 2.75 per household. The average house value according to local real estate values is around $506,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,868
Persons Per Household2.75
Average House Value$506,700
Income Per Household$141250
Median Age43.5
Median Age Male43.0
Median Age Female44.0
01568 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code508/774
CityUpton
City Alias NameUPTON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses182
Number Of Employees641
Business First Quarter Payroll6138
Business Annual Payroll31825
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential2922
Delivery Business62
Delivery Total4180
Preferred Last Line KeyV22803
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22803
Land Area21.217000
Water Area0.236000
City Alias Code
City Mixed CaseUpton
City Alias Mixed CaseUpton
Box Count265
SFDU2397
MFDU170
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number249248
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]