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Are you paying too much for homeowners insurance in 01569? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Uxbridge, MA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Massachusetts licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 01569?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 01569 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 01569 and get ready to save.

3 Easy Ways To Save Money In 01569

These three links will help you explore home insurance quotes in 01569 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 01569 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Uxbridge is roughly $1213. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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01569 Home Insurance Average Premiums

Local 01569 homeowners insurance quotes comparison

$963 /yr.

Shows Zip Code: 01569 lowest rates with discounts applied on average.

For the 01569, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$963 /yr.
Average Coverage:$1213 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1513 /yr.

What is the average home insurance cost for a home in 01569?

  • • The average homeowners insurance premium paid annually for a home in 01569 is around $1213 per year.

What does it cost on average per month for home insurance in 01569?

  • • Homeowners in 01569 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 01569?

  • • Autoowners in 01569 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Uxbridge area, check out other zip codes nearby 01569.
Review average rates in another zip code:
01569 homeowners insurance rates

Home Replacement Cost Coverage in 01569

Average Building Cost Per Square Foot in 01569: $271

Location: Uxbridge, Massachusetts (Worcester County)

Average Square Footage in 01569: 1,348 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01569 before you start any project. Uxbridge homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01569 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01569 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,348 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Uxbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,348$365,400
Additional Upgrades & Added Features$3391,348$456,750
Major Home Updates or Advancements$4071,348$548,100

It's important to understand that when you estimate your replacement cost of your home in the 01569 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01569

Best Home & Auto Insurance Agencies in 01569

Housing Demographics for 01569

Population Review for 01569 Zip Code

For the city of Uxbridge, the population within 01569 has increased to over 14,241 residents in population size. The current population total is 14,193. We have broken down the population based on race below. In 01569, there are over 6996 in male population and 7197 females.

PopulationValues
Total Population14,193
White Population12911
Black Population115
Hispanic Population455
Asian Population167
Hawaiian Population5
Indian Population29
Other Population210
Male Population6996
Female Population7197
Population Estimate14241

Household Data for 01569

The average number of homes in 01569 is around 5,531, there are an average of 2.55 per household. The average house value according to local real estate values is around $365,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,531
Persons Per Household2.55
Average House Value$365,400
Income Per Household$115304
Median Age45.1
Median Age Male43.6
Median Age Female46.4
01569 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CityUxbridge
City Alias NameUXBRIDGE
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses280
Number Of Employees3438
Business First Quarter Payroll40764
Business Annual Payroll201427
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential5585
Delivery Business285
Delivery Total6383
Preferred Last Line KeyV22672
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22672
Land Area29.382000
Water Area0.561000
City Alias Code
City Mixed CaseUxbridge
City Alias Mixed CaseUxbridge
Box Count100
SFDU4484
MFDU296
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number248296
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]