Get multiple home insurance quotes in 01606. Our licensed 01606, MA agents are ready to serve you.

01606 Home Insurance Rates

For homeowners living in 01606, the population estimates are increasing to well over 21,651 with 9,174 occupied homes within the zip code of 01606. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Worcester have increased and the average home insurance premium is around $1,222 per year in 01606. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 01606 zip code today so we can help you find affordable Worcester, MA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 01606

Please select one of the three options below based on your 01606 zip code to learn more about Massachusetts homeowners insurance, plus review average rates and information per state, county or city.

  1. Massachusetts Homeowners Insurance Quotes
  2. Worcester County, MA Home Insurance
  3. Worcester, MA Home Insurance Quotes

01606 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 01606 zip code just got easier with GetHomeInsuranceQuotes.com of Worcester, MA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 01606 today and let us help you review the best home insurance quotes available for homeowners living in Worcester.

Get 01606 Homeowners Insurance Rates Now!

01606 Home Insurance Average Premiums

Local 01606 homeowners insurance quotes comparison

$972 /yr.

Shows Zip Code: 01606 lowest rates with discounts applied on average.

For the 01606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$972 /yr.
Average Coverage:$1222 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1522 /yr.

What is the average home insurance cost for a home in 01606?

  • • The average homeowners insurance premium paid annually for a home in 01606 is around $1222 per year.

What does it cost on average per month for home insurance in 01606?

  • • Homeowners in 01606 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 01606?

  • • Autoowners in 01606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Worcester area, check out other zip codes nearby 01606.
Review average rates in another zip code:
01605 homeowners insurance rates
01606 homeowners insurance rates
01603 homeowners insurance rates
01608 homeowners insurance rates
01609 homeowners insurance rates
01607 homeowners insurance rates
01602 homeowners insurance rates
01610 homeowners insurance rates
01604 homeowners insurance rates

Home Replacement Cost Coverage in 01606

Average Building Cost Per Square Foot in 01606: $271

Location: Worcester, Massachusetts (Worcester County)

Average Square Footage in 01606: 959 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01606 before you start any project. Worcester homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 959 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Worcester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271959$259,800
Additional Upgrades & Added Features$339959$324,750
Major Home Updates or Advancements$407959$389,700

It's important to understand that when you estimate your replacement cost of your home in the 01606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01606

Best Home & Auto Insurance Agencies in 01606

Katz Marshall D Insurance Agency

Address: 1078 W Boylston St Worcester, MA 01606
Phone:
Website: http://www.marshallkatzinsurance.com
Info:

Housing Demographics for 01606

Population Review for 01606 Zip Code

For the city of Worcester, the population within 01606 has increased to over 20,036 residents in population size. The current population total is 21,651. We have broken down the population based on race below. In 01606, there are over 10493 in male population and 11158 females.

PopulationValues
Total Population21,651
White Population14378
Black Population2829
Hispanic Population2805
Asian Population1029
Hawaiian Population8
Indian Population84
Other Population1443
Male Population10493
Female Population11158
Population Estimate20036

Household Data for 01606

The average number of homes in 01606 is around 9,174, there are an average of 2.31 per household. The average house value according to local real estate values is around $259,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,174
Persons Per Household2.31
Average House Value$259,800
Income Per Household$74765
Median Age41.1
Median Age Male39.5
Median Age Female42.5
01606 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code508
CityWorcester
City Alias NameWORCESTER
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA9240
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameWorcester, MA-CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses434
Number Of Employees8179
Business First Quarter Payroll106696
Business Annual Payroll457918
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District02
Congressional LandArea1628
Delivery Residential8674
Delivery Business545
Delivery Total11072
Preferred Last Line KeyV22863
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22863
Land Area5.988000
Water Area0.300000
City Alias Code
City Mixed CaseWorcester
City Alias Mixed CaseWorcester
Box Count164
SFDU7179
MFDU1014
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number249622
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]