01606 Home Insurance Rates

For homeowners living in 01606, the population estimates are increasing to well over 21,651 with 9,174 occupied homes within the zip code of 01606. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Worcester have increased and the average home insurance premium is around $1,222 per year in 01606. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 01606 zip code today so we can help you find affordable Worcester, MA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 01606

Please select one of the three options below based on your 01606 zip code to learn more about Massachusetts homeowners insurance, plus review average rates and information per state, county or city.

1. Massachusetts Homeowners Insurance Quotes
2. Worcester County, MA Home Insurance
3. Worcester, MA Home Insurance Quotes

01606 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 01606 zip code just got easier with GetHomeInsuranceQuotes.com of Worcester, MA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 01606 today and let us help you review the best home insurance quotes available for homeowners living in Worcester.

Get 01606 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 01606: $271

Average Square Footage in 01606: 959 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01606 before you start any project. Worcester homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 959 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Worcester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 01606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Katz Marshall D Insurance Agency

Household Data for 01606

The average number of homes in 01606 is around 9,174, there are an average of 2.31 per household. The average house value according to local real estate values is around $259,800. Please review the following demographics below for average income and media age.

• Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

  According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

• Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

  One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

• Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

  This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]