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01718, MA Homeowners Insurance Rates

With a population size of 688 and with 268 occupied homes in the 01718 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Acton, MA are around $1,232 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Acton, Massachusetts. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Massachusetts home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Acton, MA.

For Massachusetts home insurance information, including average Acton home insurance rates, coverage options or the different homeowners insurance types, please select Acton, MA Home Insurance Quotes Now!

01718 Home Insurance Average Premiums

Local 01718 homeowners insurance quotes comparison

$982 /yr.

Shows Zip Code: 01718 lowest rates with discounts applied on average.

For the 01718, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$982 /yr.
Average Coverage:$1232 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1532 /yr.

What is the average home insurance cost for a home in 01718?

  • • The average homeowners insurance premium paid annually for a home in 01718 is around $1232 per year.

What does it cost on average per month for home insurance in 01718?

  • • Homeowners in 01718 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01718?

  • • Autoowners in 01718 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Acton area, check out other zip codes nearby 01718.
Review average rates in another zip code:
01720 homeowners insurance rates
01718 homeowners insurance rates

Home Replacement Cost Coverage in 01718

Average Building Cost Per Square Foot in 01718: $271

Location: Acton, Massachusetts (Middlesex County)

Average Square Footage in 01718: 1,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01718 before you start any project. Acton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01718 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01718 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,173 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Acton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,173$318,000
Additional Upgrades & Added Features$3391,173$397,500
Major Home Updates or Advancements$4071,173$477,000

It's important to understand that when you estimate your replacement cost of your home in the 01718 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01718

Best Home & Auto Insurance Agencies in 01718

Miceli Insurance Agency, LLC

Address: Wilmington, MA 01718
Phone:
Website: http://www.encharter.com/
Info:

Housing Demographics for 01718

Population Review for 01718 Zip Code

For the city of Acton, the population within 01718 has increased to over 709 residents in population size. The current population total is 688. We have broken down the population based on race below. In 01718, there are over 316 in male population and 372 females.

PopulationValues
Total Population688
White Population361
Black Population39
Hispanic Population28
Asian Population223
Hawaiian Population0
Indian Population3
Other Population9
Male Population316
Female Population372
Population Estimate709

Household Data for 01718

The average number of homes in 01718 is around 268, there are an average of 2.57 per household. The average house value according to local real estate values is around $318,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode268
Persons Per Household2.57
Average House Value$318,000
Income Per Household$173000
Median Age42.2
Median Age Male36.7
Median Age Female43.3
01718 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351/508/781
CityActon
City Alias NameACTON
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees1
Business First Quarter Payroll8
Business Annual Payroll164
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District03
Congressional LandArea757.86
Delivery Residential276
Delivery Business0
Delivery Total276
Preferred Last Line KeyV21393
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21393
Land Area0.138000
Water Area0.004000
City Alias Code
City Mixed CaseActon
City Alias Mixed CaseActon
Box Count0
SFDU0
MFDU90
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240051
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]