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Find the Best Home Insurance Rates in 01740

Shopping for homeowners insurance in 01740 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Bolton, MA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Massachusetts licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 01740 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 01740

Find Bolton, MA Homeowners Insurance Quotes to review the best coverage options in your area.

01740 Home Insurance Rating is: very high!

In 01740 the average premium is $1187. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 01740, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 01740!

01740 Home Insurance Average Premiums

Local 01740 homeowners insurance quotes comparison

$937 /yr.

Shows Zip Code: 01740 lowest rates with discounts applied on average.

For the 01740, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$937 /yr.
Average Coverage:$1187 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1487 /yr.

What is the average home insurance cost for a home in 01740?

  • • The average homeowners insurance premium paid annually for a home in 01740 is around $1187 per year.

What does it cost on average per month for home insurance in 01740?

  • • Homeowners in 01740 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 01740?

  • • Autoowners in 01740 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bolton area, check out other zip codes nearby 01740.
Review average rates in another zip code:
01740 homeowners insurance rates

Home Replacement Cost Coverage in 01740

Average Building Cost Per Square Foot in 01740: $271

Location: Bolton, Massachusetts (Worcester County)

Average Square Footage in 01740: 2,261 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01740 before you start any project. Bolton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01740 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01740 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,261 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bolton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,261$612,800
Additional Upgrades & Added Features$3392,261$766,000
Major Home Updates or Advancements$4072,261$919,200

It's important to understand that when you estimate your replacement cost of your home in the 01740 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01740

Best Home & Auto Insurance Agencies in 01740

Housing Demographics for 01740

Population Review for 01740 Zip Code

For the city of Bolton, the population within 01740 has increased to over 5,573 residents in population size. The current population total is 5,665. We have broken down the population based on race below. In 01740, there are over 2776 in male population and 2889 females.

PopulationValues
Total Population5,665
White Population4939
Black Population16
Hispanic Population149
Asian Population269
Hawaiian Population1
Indian Population3
Other Population58
Male Population2776
Female Population2889
Population Estimate5573

Household Data for 01740

The average number of homes in 01740 is around 1,911, there are an average of 2.96 per household. The average house value according to local real estate values is around $612,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,911
Persons Per Household2.96
Average House Value$612,800
Income Per Household$167132
Median Age42.5
Median Age Male42.6
Median Age Female42.4
01740 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityBolton
City Alias NameBOLTON
CountyWorcester
County FIPS027
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA49340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWorcester, MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses124
Number Of Employees876
Business First Quarter Payroll14465
Business Annual Payroll61936
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population798552
CBSA Division Population0
Congressional District03
Congressional LandArea757.86
Delivery Residential1883
Delivery Business58
Delivery Total2581
Preferred Last Line KeyV21501
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV21501
Land Area19.946000
Water Area0.134000
City Alias Code
City Mixed CaseBolton
City Alias Mixed CaseBolton
Box Count162
SFDU1709
MFDU28
State ANSI25
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number240765
Unique ZIP Name
SSA State County Code22170
Medicare CBSA Code49340
Medicare CBSA NameWorcester, MA-CT
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseWorcester

Massachusetts Homeowners Insurance News & Information

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    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]