Get multiple home insurance quotes in 01801. Our licensed 01801, MA agents are ready to serve you.

01801 Home Insurance Rates & Premiums

Did you know there are over 40,891 people living within the 01801 zip code area? There are over 16,592 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 01801.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Massachusetts are on the rise. The estimated average premium is around $1,316 a year for a standard homeowners insurance policy in Woburn. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Woburn, MA Homeowners Insurance Quotes Online

01801 Home Insurance Average Premiums

Local 01801 homeowners insurance quotes comparison

$1066 /yr.

Shows Zip Code: 01801 lowest rates with discounts applied on average.

For the 01801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1066 /yr.
Average Coverage:$1316 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1616 /yr.

What is the average home insurance cost for a home in 01801?

  • • The average homeowners insurance premium paid annually for a home in 01801 is around $1316 per year.

What does it cost on average per month for home insurance in 01801?

  • • Homeowners in 01801 pay a monthly average cost per month around $110.00.

What kind of discount could I get if I combine my home and auto insurance together in 01801?

  • • Autoowners in 01801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woburn area, check out other zip codes nearby 01801.
Review average rates in another zip code:
01801 homeowners insurance rates

Home Replacement Cost Coverage in 01801

Average Building Cost Per Square Foot in 01801: $271

Location: Woburn, Massachusetts (Middlesex County)

Average Square Footage in 01801: 1,949 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01801 before you start any project. Woburn homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,949 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,949$528,200
Additional Upgrades & Added Features$3391,949$660,250
Major Home Updates or Advancements$4071,949$792,300

It's important to understand that when you estimate your replacement cost of your home in the 01801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01801

S B Goddard & Son Co

Address: 7 Winn St Woburn, MA 01801
Phone: (781)933-0076
Website: www.goddardinsurance.com

McGrath Insurance

Address: 2 Mack Rd Woburn, MA 01801
Phone: (781)937-0500
Website:

Best Home & Auto Insurance Agencies in 01801

McGrath Insurance

Address: 2 Mack Rd Woburn, MA 01801
Phone:
Website:
Info:

S B Goddard & Son Co

Address: 7 Winn St Woburn, MA 01801
Phone:
Website: http://www.goddardinsurance.com
Info:

Housing Demographics for 01801

Population Review for 01801 Zip Code

For the city of Woburn, the population within 01801 has increased to over 43,505 residents in population size. The current population total is 40,891. We have broken down the population based on race below. In 01801, there are over 19885 in male population and 21006 females.

PopulationValues
Total Population40,891
White Population30268
Black Population2234
Hispanic Population2606
Asian Population3471
Hawaiian Population7
Indian Population68
Other Population1688
Male Population19885
Female Population21006
Population Estimate43505

Household Data for 01801

The average number of homes in 01801 is around 16,592, there are an average of 2.44 per household. The average house value according to local real estate values is around $528,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,592
Persons Per Household2.44
Average House Value$528,200
Income Per Household$95184
Median Age40.8
Median Age Male39.5
Median Age Female42.4
01801 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code781/617/978/339
CityWoburn
City Alias NameWOBURN
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2126
Number Of Employees42535
Business First Quarter Payroll940415
Business Annual Payroll3696755
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District05
Congressional LandArea265.08
Delivery Residential17830
Delivery Business2872
Delivery Total20812
Preferred Last Line KeyV22856
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22856
Land Area12.705000
Water Area0.294000
City Alias Code
City Mixed CaseWoburn
City Alias Mixed CaseWoburn
Box Count120
SFDU12090
MFDU4647
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number249588
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]