Get multiple home insurance quotes in 01821. Our licensed 01821, MA agents are ready to serve you.

01821 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 01821 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Billerica, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 01821 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Billerica homeowners insurance rates, coverage options or home insurance types, please select Billerica, MA Home Insurance Rates Online!

01821 Home Insurance Average Premiums

Local 01821 homeowners insurance quotes comparison

$980 /yr.

Shows Zip Code: 01821 lowest rates with discounts applied on average.

For the 01821, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$980 /yr.
Average Coverage:$1230 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1530 /yr.

What is the average home insurance cost for a home in 01821?

  • • The average homeowners insurance premium paid annually for a home in 01821 is around $1230 per year.

What does it cost on average per month for home insurance in 01821?

  • • Homeowners in 01821 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01821?

  • • Autoowners in 01821 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Billerica area, check out other zip codes nearby 01821.
Review average rates in another zip code:
01821 homeowners insurance rates

Home Replacement Cost Coverage in 01821

Average Building Cost Per Square Foot in 01821: $271

Location: Billerica, Massachusetts (Middlesex County)

Average Square Footage in 01821: 1,639 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01821 before you start any project. Billerica homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01821 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01821 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,639 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Billerica area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,639$444,300
Additional Upgrades & Added Features$3391,639$555,375
Major Home Updates or Advancements$4071,639$666,450

It's important to understand that when you estimate your replacement cost of your home in the 01821 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01821

Best Home & Auto Insurance Agencies in 01821

Housing Demographics for 01821

Population Review for 01821 Zip Code

For the city of Billerica, the population within 01821 has increased to over 31,015 residents in population size. The current population total is 30,909. We have broken down the population based on race below. In 01821, there are over 15221 in male population and 15688 females.

PopulationValues
Total Population30,909
White Population25158
Black Population1115
Hispanic Population1076
Asian Population2545
Hawaiian Population4
Indian Population58
Other Population557
Male Population15221
Female Population15688
Population Estimate31015

Household Data for 01821

The average number of homes in 01821 is around 11,096, there are an average of 2.77 per household. The average house value according to local real estate values is around $444,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,096
Persons Per Household2.77
Average House Value$444,300
Income Per Household$126146
Median Age42.8
Median Age Male41.1
Median Age Female44.7
01821 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/508
CityBillerica
City Alias NameBILLERICA
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA4560
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameLowell, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses697
Number Of Employees13632
Business First Quarter Payroll325989
Business Annual Payroll1274720
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District03|06
Congressional LandArea757.86|526.79
Delivery Residential11197
Delivery Business590
Delivery Total11991
Preferred Last Line KeyV21489
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21489
Land Area16.592000
Water Area0.403000
City Alias Code
City Mixed CaseBillerica
City Alias Mixed CaseBillerica
Box Count148
SFDU9151
MFDU1860
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240714
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]