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01832 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 01832 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Haverhill, MA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 01832.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 01832 and start shopping.

Quickly and Easily Compare Average Rates for 01832

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Haverhill, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 01832

Homeowners in Haverhill are paying roughly $1260 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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01832 Home Insurance Average Premiums

Local 01832 homeowners insurance quotes comparison

$1010 /yr.

Shows Zip Code: 01832 lowest rates with discounts applied on average.

For the 01832, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1010 /yr.
Average Coverage:$1260 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1560 /yr.

What is the average home insurance cost for a home in 01832?

  • • The average homeowners insurance premium paid annually for a home in 01832 is around $1260 per year.

What does it cost on average per month for home insurance in 01832?

  • • Homeowners in 01832 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01832?

  • • Autoowners in 01832 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Haverhill area, check out other zip codes nearby 01832.
Review average rates in another zip code:
01835 homeowners insurance rates
01830 homeowners insurance rates
01832 homeowners insurance rates

Home Replacement Cost Coverage in 01832

Average Building Cost Per Square Foot in 01832: $271

Location: Haverhill, Massachusetts (Essex County)

Average Square Footage in 01832: 1,292 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01832 before you start any project. Haverhill homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01832 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01832 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,292 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Haverhill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,292$350,200
Additional Upgrades & Added Features$3391,292$437,750
Major Home Updates or Advancements$4071,292$525,300

It's important to understand that when you estimate your replacement cost of your home in the 01832 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01832

Best Home & Auto Insurance Agencies in 01832

Housing Demographics for 01832

Population Review for 01832 Zip Code

For the city of Haverhill, the population within 01832 has increased to over 25,512 residents in population size. The current population total is 25,656. We have broken down the population based on race below. In 01832, there are over 12362 in male population and 13294 females.

PopulationValues
Total Population25,656
White Population16279
Black Population1258
Hispanic Population7777
Asian Population603
Hawaiian Population12
Indian Population147
Other Population4402
Male Population12362
Female Population13294
Population Estimate25512

Household Data for 01832

The average number of homes in 01832 is around 9,877, there are an average of 2.57 per household. The average house value according to local real estate values is around $350,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,877
Persons Per Household2.57
Average House Value$350,200
Income Per Household$70910
Median Age37.8
Median Age Male36.3
Median Age Female39.4
01832 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityHaverhill
City Alias NameHAVERHILL
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA4160
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameLawrence, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses359
Number Of Employees4510
Business First Quarter Payroll48951
Business Annual Payroll225343
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District03
Congressional LandArea757.86
Delivery Residential9927
Delivery Business435
Delivery Total10321
Preferred Last Line KeyV21881
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21881
Land Area11.357000
Water Area0.485000
City Alias Code
City Mixed CaseHaverhill
City Alias Mixed CaseHaverhill
Box Count0
SFDU6494
MFDU1782
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number243400
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

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