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Check Out 01844 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Methuen, MA.

We will gather some basic information about your home in Methuen, MA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Massachusetts licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 01844 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 01844

We have pulled together a variety of data related to homeowners insurance in Massachusetts. Simply click on one of the links below to learn about the average cost of homeowners insurance in Massachusetts as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Methuen, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

01844 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 01844 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Massachusetts is roughly $1233. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 01844 homeowners insurance policy!

01844 Home Insurance Average Premiums

Local 01844 homeowners insurance quotes comparison

$983 /yr.

Shows Zip Code: 01844 lowest rates with discounts applied on average.

For the 01844, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$983 /yr.
Average Coverage:$1233 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1533 /yr.

What is the average home insurance cost for a home in 01844?

  • • The average homeowners insurance premium paid annually for a home in 01844 is around $1233 per year.

What does it cost on average per month for home insurance in 01844?

  • • Homeowners in 01844 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 01844?

  • • Autoowners in 01844 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Methuen area, check out other zip codes nearby 01844.
Review average rates in another zip code:
01844 homeowners insurance rates

Home Replacement Cost Coverage in 01844

Average Building Cost Per Square Foot in 01844: $271

Location: Methuen, Massachusetts (Essex County)

Average Square Footage in 01844: 1,370 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01844 before you start any project. Methuen homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01844 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01844 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,370 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Methuen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,370$371,300
Additional Upgrades & Added Features$3391,370$464,125
Major Home Updates or Advancements$4071,370$556,950

It's important to understand that when you estimate your replacement cost of your home in the 01844 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01844

Best Home & Auto Insurance Agencies in 01844

Valley Medical Associates

Address: 9 Branch St Methuen, MA 01844
Phone:
Website: http://www.valleymedicalassociates.com
Info:

Blue Cross Patient Accts

Address: 70 East St Methuen, MA 01844
Phone:
Website:
Info:

Housing Demographics for 01844

Population Review for 01844 Zip Code

For the city of Methuen, the population within 01844 has increased to over 52,170 residents in population size. The current population total is 52,970. We have broken down the population based on race below. In 01844, there are over 25522 in male population and 27448 females.

PopulationValues
Total Population52,970
White Population33319
Black Population2708
Hispanic Population15550
Asian Population2132
Hawaiian Population8
Indian Population219
Other Population9216
Male Population25522
Female Population27448
Population Estimate52170

Household Data for 01844

The average number of homes in 01844 is around 19,330, there are an average of 2.71 per household. The average house value according to local real estate values is around $371,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,330
Persons Per Household2.71
Average House Value$371,300
Income Per Household$87181
Median Age41.5
Median Age Male39.4
Median Age Female43.4
01844 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code978/508/351
CityMethuen
City Alias NameMETHUEN
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA4160
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameLawrence, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses988
Number Of Employees14600
Business First Quarter Payroll184438
Business Annual Payroll782148
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District03
Congressional LandArea757.86
Delivery Residential19251
Delivery Business995
Delivery Total20917
Preferred Last Line KeyV22055
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22055
Land Area22.099000
Water Area0.776000
City Alias Code
City Mixed CaseMethuen
City Alias Mixed CaseMethuen
Box Count406
SFDU14524
MFDU3268
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number243927
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

Massachusetts Homeowners Insurance News & Information

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