01867 Home Insurance Rates

Getting multiple homeowners insurance rates in 01867 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Reading, MA. Many homeowners based out of the 01867 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Massachusetts licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 01867 should appear in the zip code field ready to go. For Reading, MA Home Insurance Quotes, Click to easily get started!

01867 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 01867 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Reading. For a basic HO-3, standard homeowners policy, the average premium per year in Massachusetts is around $1220. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 01867 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 01867 Home Insurance Rates Today and Save!

Average Building Cost Per Square Foot in 01867: $271

Average Square Footage in 01867: 2,325 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01867 before you start any project. Reading homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01867 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01867 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,325 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reading area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 01867 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Encharter Insurance - Miceli Insurance Agency

John H Fernekes All Mass Ins

Household Data for 01867

The average number of homes in 01867 is around 9,551, there are an average of 2.64 per household. The average house value according to local real estate values is around $630,000. Please review the following demographics below for average income and media age.

• Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

  According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

• Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

  One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

• Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

  This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]