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Find the Best Home Insurance Rates in 01921

Shopping for homeowners insurance in 01921 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Boxford, MA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Massachusetts licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 01921 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 01921

Find Boxford, MA Homeowners Insurance Quotes to review the best coverage options in your area.

01921 Home Insurance Rating is: very high!

In 01921 the average premium is $1171. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 01921, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 01921!

01921 Home Insurance Average Premiums

Local 01921 homeowners insurance quotes comparison

$921 /yr.

Shows Zip Code: 01921 lowest rates with discounts applied on average.

For the 01921, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$921 /yr.
Average Coverage:$1171 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1471 /yr.

What is the average home insurance cost for a home in 01921?

  • • The average homeowners insurance premium paid annually for a home in 01921 is around $1171 per year.

What does it cost on average per month for home insurance in 01921?

  • • Homeowners in 01921 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 01921?

  • • Autoowners in 01921 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boxford area, check out other zip codes nearby 01921.
Review average rates in another zip code:
01921 homeowners insurance rates

Home Replacement Cost Coverage in 01921

Average Building Cost Per Square Foot in 01921: $271

Location: Boxford, Massachusetts (Essex County)

Average Square Footage in 01921: 2,603 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01921 before you start any project. Boxford homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01921 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01921 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,603 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boxford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,603$705,300
Additional Upgrades & Added Features$3392,603$881,625
Major Home Updates or Advancements$4072,603$1,057,950

It's important to understand that when you estimate your replacement cost of your home in the 01921 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01921

Best Home & Auto Insurance Agencies in 01921

Housing Demographics for 01921

Population Review for 01921 Zip Code

For the city of Boxford, the population within 01921 has increased to over 8,147 residents in population size. The current population total is 8,263. We have broken down the population based on race below. In 01921, there are over 4108 in male population and 4155 females.

PopulationValues
Total Population8,263
White Population7315
Black Population49
Hispanic Population279
Asian Population230
Hawaiian Population1
Indian Population7
Other Population134
Male Population4108
Female Population4155
Population Estimate8147

Household Data for 01921

The average number of homes in 01921 is around 2,762, there are an average of 2.99 per household. The average house value according to local real estate values is around $705,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,762
Persons Per Household2.99
Average House Value$705,300
Income Per Household$186899
Median Age44.9
Median Age Male43.9
Median Age Female45.9
01921 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/508/351
CityBoxford
City Alias NameBOXFORD
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA4160
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameLawrence, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses148
Number Of Employees826
Business First Quarter Payroll10614
Business Annual Payroll46955
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential2725
Delivery Business22
Delivery Total3364
Preferred Last Line KeyV21520
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21520
Land Area23.594000
Water Area0.850000
City Alias Code
City Mixed CaseBoxford
City Alias Mixed CaseBoxford
Box Count140
SFDU2553
MFDU117
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number240833
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

Massachusetts Homeowners Insurance News & Information

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  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]