Get multiple home insurance quotes in 01923. Our licensed 01923, MA agents are ready to serve you.

Searching for Homeowners Insurance in 01923

If you are a homeowners that lives in 01923 you may be searching for more affordable homeowners insurance in Danvers. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Danvers, MA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 01923 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Danvers, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 01923 Home Insurance Costs: very high!

In Danvers, homeowners are paying roughly $1221 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 01923 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Danvers are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 01923 policy right now!

01923 Home Insurance Average Premiums

Local 01923 homeowners insurance quotes comparison

$971 /yr.

Shows Zip Code: 01923 lowest rates with discounts applied on average.

For the 01923, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$971 /yr.
Average Coverage:$1221 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1521 /yr.

What is the average home insurance cost for a home in 01923?

  • • The average homeowners insurance premium paid annually for a home in 01923 is around $1221 per year.

What does it cost on average per month for home insurance in 01923?

  • • Homeowners in 01923 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 01923?

  • • Autoowners in 01923 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danvers area, check out other zip codes nearby 01923.
Review average rates in another zip code:
01923 homeowners insurance rates

Home Replacement Cost Coverage in 01923

Average Building Cost Per Square Foot in 01923: $271

Location: Danvers, Massachusetts (Essex County)

Average Square Footage in 01923: 1,809 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01923 before you start any project. Danvers homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01923 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01923 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,809 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danvers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,809$490,200
Additional Upgrades & Added Features$3391,809$612,750
Major Home Updates or Advancements$4071,809$735,300

It's important to understand that when you estimate your replacement cost of your home in the 01923 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01923

William J Lynch Insurance Agency- Inc.

Address: 44 Maple Street Suite 2 Danvers, MA 01923
Phone: (978)750-0044
Website: www.lynchinsurance.com

Best Home & Auto Insurance Agencies in 01923

Circle Insurance Agency Inc

Address: 247 Newbury St Danvers, MA 01923
Phone:
Website: http://www.circleinsurance.net
Info:

Herschede Insurance Agency

Address: 2 McDewell Ave Danvers, MA 01923
Phone:
Website:
Info:

William J Lynch Insurance Agency- Inc.

Address: 44 Maple St, #2 Danvers, MA 01923
Phone:
Website: http://www.lynchinsurance.com
Info:

Liberty Mutual Group - Personal Claims

Address: 222 Rosewood Dr Danvers, MA 01923
Phone:
Website:
Info:

Housing Demographics for 01923

Population Review for 01923 Zip Code

For the city of Danvers, the population within 01923 has increased to over 28,140 residents in population size. The current population total is 27,987. We have broken down the population based on race below. In 01923, there are over 13183 in male population and 14804 females.

PopulationValues
Total Population27,987
White Population24712
Black Population558
Hispanic Population1243
Asian Population655
Hawaiian Population6
Indian Population38
Other Population599
Male Population13183
Female Population14804
Population Estimate28140

Household Data for 01923

The average number of homes in 01923 is around 11,171, there are an average of 2.44 per household. The average house value according to local real estate values is around $490,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,171
Persons Per Household2.44
Average House Value$490,200
Income Per Household$105654
Median Age45.9
Median Age Male43.4
Median Age Female48.1
01923 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityDanvers
City Alias NameDANVERS
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1115
Number Of Employees32143
Business First Quarter Payroll384544
Business Annual Payroll1705807
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential11533
Delivery Business1380
Delivery Total13059
Preferred Last Line KeyV21651
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21651
Land Area13.206000
Water Area0.906000
City Alias Code
City Mixed CaseDanvers
City Alias Mixed CaseDanvers
Box Count155
SFDU7922
MFDU2654
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number241717
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

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