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Homeowners Insurance in 01950

In Newburyport, MA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 01950 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 01950 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 01950 should appear in the zip code field ready to go.

01950 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Massachusetts, you are going to see rates around the average home insurance premium per year of $1246. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Newburyport home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 01950 Home Insurance Rates Now!

Best 3 Options to Compare in 01950

If you want homeowners insurance quotes within the city of Newburyport or in the 01950 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Newburyport, MA.

01950 Home Insurance Average Premiums

Local 01950 homeowners insurance quotes comparison

$996 /yr.

Shows Zip Code: 01950 lowest rates with discounts applied on average.

For the 01950, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$996 /yr.
Average Coverage:$1246 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1546 /yr.

What is the average home insurance cost for a home in 01950?

  • • The average homeowners insurance premium paid annually for a home in 01950 is around $1246 per year.

What does it cost on average per month for home insurance in 01950?

  • • Homeowners in 01950 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 01950?

  • • Autoowners in 01950 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newburyport area, check out other zip codes nearby 01950.
Review average rates in another zip code:
01950 homeowners insurance rates

Home Replacement Cost Coverage in 01950

Average Building Cost Per Square Foot in 01950: $271

Location: Newburyport, Massachusetts (Essex County)

Average Square Footage in 01950: 2,374 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01950 before you start any project. Newburyport homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01950 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01950 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,374 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newburyport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,374$643,300
Additional Upgrades & Added Features$3392,374$804,125
Major Home Updates or Advancements$4072,374$964,950

It's important to understand that when you estimate your replacement cost of your home in the 01950 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01950

Arthur S Page Insurance Agency

Address: 57 State Street Newburyport, MA 01950
Phone: (978)465-5301
Website: www.arthurpage.com

Catalano Ins Agency

Address: 5 1/2 Center St Newburyport, MA 01950
Phone: (508)465-5344
Website:

Best Home & Auto Insurance Agencies in 01950

Catalano Ins Agency

Address: 1 Center St Newburyport, MA 01950
Phone:
Website:
Info:

Arthur S Page Insurance Agency

Address: 57 State St Newburyport, MA 01950
Phone:
Website: http://www.arthurpage.com
Info:

Housing Demographics for 01950

Population Review for 01950 Zip Code

For the city of Newburyport, the population within 01950 has increased to over 19,152 residents in population size. The current population total is 18,289. We have broken down the population based on race below. In 01950, there are over 8493 in male population and 9796 females.

PopulationValues
Total Population18,289
White Population16765
Black Population140
Hispanic Population461
Asian Population252
Hawaiian Population5
Indian Population12
Other Population202
Male Population8493
Female Population9796
Population Estimate19152

Household Data for 01950

The average number of homes in 01950 is around 7,971, there are an average of 2.24 per household. The average house value according to local real estate values is around $643,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,971
Persons Per Household2.24
Average House Value$643,300
Income Per Household$115807
Median Age50.3
Median Age Male48.8
Median Age Female51.6
01950 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978
CityNewburyport
City Alias NameNEWBURYPORT
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses770
Number Of Employees9966
Business First Quarter Payroll141184
Business Annual Payroll654685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential8550
Delivery Business987
Delivery Total10431
Preferred Last Line KeyV22167
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22167
Land Area8.350000
Water Area2.304000
City Alias Code
City Mixed CaseNewburyport
City Alias Mixed CaseNewburyport
Box Count285
SFDU6749
MFDU1310
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245083
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

Massachusetts Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]