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Home Insurance Quotes in 01952

Are you shopping for a cheaper homeowners insurance rate in 01952? Our rates are very competitive for homeowners living in Salisbury, MA. Many homeowners located in the 01952 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 01952. To get free 01952 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 01952 zip code should appear in the zip code field ready to go. Shopping Salisbury, MA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 01952 to review the best rate coverages.

Your 01952 Home Insurance Costs Is Rated: Very High!

For the great city of Salisbury, the average home insurance premium paid annually is around $1265 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Massachusetts specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Salisbury and need insurance on your home in the 01952 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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01952 Home Insurance Average Premiums

Local 01952 homeowners insurance quotes comparison

$1015 /yr.

Shows Zip Code: 01952 lowest rates with discounts applied on average.

For the 01952, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1015 /yr.
Average Coverage:$1265 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1565 /yr.

What is the average home insurance cost for a home in 01952?

  • • The average homeowners insurance premium paid annually for a home in 01952 is around $1265 per year.

What does it cost on average per month for home insurance in 01952?

  • • Homeowners in 01952 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 01952?

  • • Autoowners in 01952 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salisbury area, check out other zip codes nearby 01952.
Review average rates in another zip code:
01952 homeowners insurance rates

Home Replacement Cost Coverage in 01952

Average Building Cost Per Square Foot in 01952: $271

Location: Salisbury, Massachusetts (Essex County)

Average Square Footage in 01952: 1,406 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01952 before you start any project. Salisbury homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01952 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01952 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,406 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salisbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,406$380,900
Additional Upgrades & Added Features$3391,406$476,125
Major Home Updates or Advancements$4071,406$571,350

It's important to understand that when you estimate your replacement cost of your home in the 01952 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01952

Best Home & Auto Insurance Agencies in 01952

Housing Demographics for 01952

Population Review for 01952 Zip Code

For the city of Salisbury, the population within 01952 has increased to over 8,597 residents in population size. The current population total is 9,236. We have broken down the population based on race below. In 01952, there are over 4419 in male population and 4817 females.

PopulationValues
Total Population9,236
White Population8429
Black Population61
Hispanic Population274
Asian Population140
Hawaiian Population2
Indian Population22
Other Population110
Male Population4419
Female Population4817
Population Estimate8597

Household Data for 01952

The average number of homes in 01952 is around 4,206, there are an average of 2.18 per household. The average house value according to local real estate values is around $380,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,206
Persons Per Household2.18
Average House Value$380,900
Income Per Household$92048
Median Age51.8
Median Age Male50.7
Median Age Female52.6
01952 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code978
CitySalisbury
City Alias NameSALISBURY
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses293
Number Of Employees2841
Business First Quarter Payroll39477
Business Annual Payroll193509
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential3944
Delivery Business346
Delivery Total4545
Preferred Last Line KeyV22410
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22410
Land Area15.373000
Water Area2.410000
City Alias Code
City Mixed CaseSalisbury
City Alias Mixed CaseSalisbury
Box Count202
SFDU3006
MFDU307
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245083
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

Massachusetts Homeowners Insurance News & Information

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