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01969 Home Insurance Quotes & Rates

Currently, the 2,328 homes within the 01969 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Massachusetts is around $1,188 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Rowley, MA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 01969.

Massachusetts is now ranking #8 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Rowley home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Massachusetts has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 01969 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Rowley, Massachusetts home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Rowley, MA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

01969 Home Insurance Average Premiums

Local 01969 homeowners insurance quotes comparison

$938 /yr.

Shows Zip Code: 01969 lowest rates with discounts applied on average.

For the 01969, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$938 /yr.
Average Coverage:$1188 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1488 /yr.

What is the average home insurance cost for a home in 01969?

  • • The average homeowners insurance premium paid annually for a home in 01969 is around $1188 per year.

What does it cost on average per month for home insurance in 01969?

  • • Homeowners in 01969 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 01969?

  • • Autoowners in 01969 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rowley area, check out other zip codes nearby 01969.
Review average rates in another zip code:
01969 homeowners insurance rates

Home Replacement Cost Coverage in 01969

Average Building Cost Per Square Foot in 01969: $271

Location: Rowley, Massachusetts (Essex County)

Average Square Footage in 01969: 1,981 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01969 before you start any project. Rowley homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01969 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01969 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,981 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rowley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,981$536,800
Additional Upgrades & Added Features$3391,981$671,000
Major Home Updates or Advancements$4071,981$805,200

It's important to understand that when you estimate your replacement cost of your home in the 01969 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01969

Best Home & Auto Insurance Agencies in 01969

Housing Demographics for 01969

Population Review for 01969 Zip Code

For the city of Rowley, the population within 01969 has increased to over 6,246 residents in population size. The current population total is 6,161. We have broken down the population based on race below. In 01969, there are over 3060 in male population and 3101 females.

PopulationValues
Total Population6,161
White Population5746
Black Population27
Hispanic Population135
Asian Population88
Hawaiian Population0
Indian Population4
Other Population64
Male Population3060
Female Population3101
Population Estimate6246

Household Data for 01969

The average number of homes in 01969 is around 2,328, there are an average of 2.63 per household. The average house value according to local real estate values is around $536,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,328
Persons Per Household2.63
Average House Value$536,800
Income Per Household$124196
Median Age47.0
Median Age Male45.7
Median Age Female48.2
01969 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityRowley
City Alias NameROWLEY
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses227
Number Of Employees2747
Business First Quarter Payroll36888
Business Annual Payroll192410
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential2375
Delivery Business213
Delivery Total2905
Preferred Last Line KeyV22366
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22366
Land Area18.201000
Water Area2.151000
City Alias Code
City Mixed CaseRowley
City Alias Mixed CaseRowley
Box Count124
SFDU1880
MFDU240
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number246562
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

Massachusetts Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]