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01984 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 01984? There are over 1,395 occupied homes in the 01984 area. With a population size of 4,979, it's not uncommon for residence of Wenham, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,322 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 01984 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Wenham, MA Home Insurance Rate Quotes

01984 Home Insurance Average Premiums

Local 01984 homeowners insurance quotes comparison

$1072 /yr.

Shows Zip Code: 01984 lowest rates with discounts applied on average.

For the 01984, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1072 /yr.
Average Coverage:$1322 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1622 /yr.

What is the average home insurance cost for a home in 01984?

  • • The average homeowners insurance premium paid annually for a home in 01984 is around $1322 per year.

What does it cost on average per month for home insurance in 01984?

  • • Homeowners in 01984 pay a monthly average cost per month around $110.00.

What kind of discount could I get if I combine my home and auto insurance together in 01984?

  • • Autoowners in 01984 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wenham area, check out other zip codes nearby 01984.
Review average rates in another zip code:
01984 homeowners insurance rates

Home Replacement Cost Coverage in 01984

Average Building Cost Per Square Foot in 01984: $271

Location: Wenham, Massachusetts (Essex County)

Average Square Footage in 01984: 2,519 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01984 before you start any project. Wenham homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01984 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01984 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,519 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wenham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,519$682,600
Additional Upgrades & Added Features$3392,519$853,250
Major Home Updates or Advancements$4072,519$1,023,900

It's important to understand that when you estimate your replacement cost of your home in the 01984 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01984

Best Home & Auto Insurance Agencies in 01984

Housing Demographics for 01984

Population Review for 01984 Zip Code

For the city of Wenham, the population within 01984 has increased to over 4,004 residents in population size. The current population total is 4,979. We have broken down the population based on race below. In 01984, there are over 2306 in male population and 2673 females.

PopulationValues
Total Population4,979
White Population4472
Black Population99
Hispanic Population227
Asian Population198
Hawaiian Population4
Indian Population8
Other Population34
Male Population2306
Female Population2673
Population Estimate4004

Household Data for 01984

The average number of homes in 01984 is around 1,395, there are an average of 2.75 per household. The average house value according to local real estate values is around $682,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,395
Persons Per Household2.75
Average House Value$682,600
Income Per Household$154375
Median Age30.0
Median Age Male31.1
Median Age Female28.2
01984 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978/351
CityWenham
City Alias NameWENHAM
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees1411
Business First Quarter Payroll9902
Business Annual Payroll45841
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential1456
Delivery Business73
Delivery Total1676
Preferred Last Line KeyV22747
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22747
Land Area7.659000
Water Area0.482000
City Alias Code
City Mixed CaseWenham
City Alias Mixed CaseWenham
Box Count59
SFDU1243
MFDU163
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number248568
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

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