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Compare 01985 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in West Newbury just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,672 neighbors looking to save on their home insurance policy in the local 01985 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 01985. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your West Newbury, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in West Newbury, MA

01985 Home Insurance Average Premiums

Local 01985 homeowners insurance quotes comparison

$919 /yr.

Shows Zip Code: 01985 lowest rates with discounts applied on average.

For the 01985, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$919 /yr.
Average Coverage:$1169 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1469 /yr.

What is the average home insurance cost for a home in 01985?

  • • The average homeowners insurance premium paid annually for a home in 01985 is around $1169 per year.

What does it cost on average per month for home insurance in 01985?

  • • Homeowners in 01985 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 01985?

  • • Autoowners in 01985 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Newbury area, check out other zip codes nearby 01985.
Review average rates in another zip code:
01985 homeowners insurance rates

Home Replacement Cost Coverage in 01985

Average Building Cost Per Square Foot in 01985: $271

Location: West Newbury, Massachusetts (Essex County)

Average Square Footage in 01985: 2,227 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01985 before you start any project. West Newbury homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01985 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01985 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,227 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Newbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,227$603,400
Additional Upgrades & Added Features$3392,227$754,250
Major Home Updates or Advancements$4072,227$905,100

It's important to understand that when you estimate your replacement cost of your home in the 01985 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01985

Best Home & Auto Insurance Agencies in 01985

Housing Demographics for 01985

Population Review for 01985 Zip Code

For the city of West Newbury, the population within 01985 has increased to over 4,330 residents in population size. The current population total is 4,500. We have broken down the population based on race below. In 01985, there are over 2199 in male population and 2301 females.

PopulationValues
Total Population4,500
White Population4129
Black Population9
Hispanic Population144
Asian Population48
Hawaiian Population0
Indian Population11
Other Population55
Male Population2199
Female Population2301
Population Estimate4330

Household Data for 01985

The average number of homes in 01985 is around 1,672, there are an average of 2.69 per household. The average house value according to local real estate values is around $603,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,672
Persons Per Household2.69
Average House Value$603,400
Income Per Household$164250
Median Age48.9
Median Age Male47.9
Median Age Female49.4
01985 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code978
CityWest Newbury
City Alias NameWEST NEWBURY
CountyEssex
County FIPS009
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA4160
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameLawrence, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees526
Business First Quarter Payroll3934
Business Annual Payroll17010
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District06
Congressional LandArea526.79
Delivery Residential1610
Delivery Business23
Delivery Total1906
Preferred Last Line KeyV22783
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22783
Land Area13.447000
Water Area1.277000
City Alias Code
City Mixed CaseWest Newbury
City Alias Mixed CaseWest Newbury
Box Count157
SFDU1467
MFDU14
State ANSI25
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number249095
Unique ZIP Name
SSA State County Code22040
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseEssex

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