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Homeowners Insurance in 02066

In Scituate, MA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 02066 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 02066 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02066 should appear in the zip code field ready to go.

02066 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Massachusetts, you are going to see rates around the average home insurance premium per year of $1227. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Scituate home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 02066 Home Insurance Rates Now!

Best 3 Options to Compare in 02066

If you want homeowners insurance quotes within the city of Scituate or in the 02066 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Scituate, MA.

02066 Home Insurance Average Premiums

Local 02066 homeowners insurance quotes comparison

$977 /yr.

Shows Zip Code: 02066 lowest rates with discounts applied on average.

For the 02066, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$977 /yr.
Average Coverage:$1227 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1527 /yr.

What is the average home insurance cost for a home in 02066?

  • • The average homeowners insurance premium paid annually for a home in 02066 is around $1227 per year.

What does it cost on average per month for home insurance in 02066?

  • • Homeowners in 02066 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 02066?

  • • Autoowners in 02066 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scituate area, check out other zip codes nearby 02066.
Review average rates in another zip code:
02066 homeowners insurance rates

Home Replacement Cost Coverage in 02066

Average Building Cost Per Square Foot in 02066: $271

Location: Scituate, Massachusetts (Plymouth County)

Average Square Footage in 02066: 2,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02066 before you start any project. Scituate homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02066 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02066 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,338 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scituate area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,338$633,500
Additional Upgrades & Added Features$3392,338$791,875
Major Home Updates or Advancements$4072,338$950,250

It's important to understand that when you estimate your replacement cost of your home in the 02066 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02066

Best Home & Auto Insurance Agencies in 02066

Mcsweeney & Ricci Ins

Address: 344 Gannett Rd Scituate, MA 02066
Phone:
Website:
Info:

MCI Insurance Agent Scituate

Address: 183 Front St Scituate, MA 02066
Phone:
Website: http://www.insuranceagentscituate.com/
Info:

Housing Demographics for 02066

Population Review for 02066 Zip Code

For the city of Scituate, the population within 02066 has increased to over 20,470 residents in population size. The current population total is 18,561. We have broken down the population based on race below. In 02066, there are over 8879 in male population and 9682 females.

PopulationValues
Total Population18,561
White Population17413
Black Population63
Hispanic Population290
Asian Population124
Hawaiian Population3
Indian Population11
Other Population186
Male Population8879
Female Population9682
Population Estimate20470

Household Data for 02066

The average number of homes in 02066 is around 6,970, there are an average of 2.64 per household. The average house value according to local real estate values is around $633,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,970
Persons Per Household2.64
Average House Value$633,500
Income Per Household$132639
Median Age47.9
Median Age Male46.1
Median Age Female49.3
02066 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code781/339
CityScituate
City Alias NameSCITUATE
CountyPlymouth
County FIPS023
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses370
Number Of Employees2757
Business First Quarter Payroll27013
Business Annual Payroll131868
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District09
Congressional LandArea1214.74
Delivery Residential7754
Delivery Business361
Delivery Total8360
Preferred Last Line KeyV22422
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV22422
Land Area16.498000
Water Area3.719000
City Alias Code
City Mixed CaseScituate
City Alias Mixed CaseScituate
Box Count176
SFDU5972
MFDU266
State ANSI25
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number246783
Unique ZIP Name
SSA State County Code22150
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CasePlymouth

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]