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02113 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 02113 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Boston, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 02113 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Boston homeowners insurance rates, coverage options or home insurance types, please select Boston, MA Home Insurance Rates Online!

02113 Home Insurance Average Premiums

Local 02113 homeowners insurance quotes comparison

$1020 /yr.

Shows Zip Code: 02113 lowest rates with discounts applied on average.

For the 02113, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1020 /yr.
Average Coverage:$1270 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1570 /yr.

What is the average home insurance cost for a home in 02113?

  • • The average homeowners insurance premium paid annually for a home in 02113 is around $1270 per year.

What does it cost on average per month for home insurance in 02113?

  • • Homeowners in 02113 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 02113?

  • • Autoowners in 02113 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boston area, check out other zip codes nearby 02113.
Review average rates in another zip code:
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02115 homeowners insurance rates
02199 homeowners insurance rates
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02215 homeowners insurance rates
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02108 homeowners insurance rates
02210 homeowners insurance rates

Home Replacement Cost Coverage in 02113

Average Building Cost Per Square Foot in 02113: $271

Location: Boston, Massachusetts (Suffolk County)

Average Square Footage in 02113: 2,419 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02113 before you start any project. Boston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02113 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02113 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,419 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,419$655,500
Additional Upgrades & Added Features$3392,419$819,375
Major Home Updates or Advancements$4072,419$983,250

It's important to understand that when you estimate your replacement cost of your home in the 02113 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02113

Best Home & Auto Insurance Agencies in 02113

Housing Demographics for 02113

Population Review for 02113 Zip Code

For the city of Boston, the population within 02113 has increased to over 7,269 residents in population size. The current population total is 7,126. We have broken down the population based on race below. In 02113, there are over 3165 in male population and 3961 females.

PopulationValues
Total Population7,126
White Population6305
Black Population71
Hispanic Population341
Asian Population286
Hawaiian Population4
Indian Population6
Other Population80
Male Population3165
Female Population3961
Population Estimate7269

Household Data for 02113

The average number of homes in 02113 is around 4,302, there are an average of 1.65 per household. The average house value according to local real estate values is around $655,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,302
Persons Per Household1.65
Average House Value$655,500
Income Per Household$100613
Median Age29.0
Median Age Male30.1
Median Age Female28.1
02113 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code617/781
CityBoston
City Alias NameBOSTON
CountySuffolk
County FIPS025
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses180
Number Of Employees1805
Business First Quarter Payroll15939
Business Annual Payroll90787
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District08
Congressional LandArea326.37
Delivery Residential4406
Delivery Business265
Delivery Total4865
Preferred Last Line KeyV21508
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21508
Land Area0.097000
Water Area0.000000
City Alias Code
City Mixed CaseBoston
City Alias Mixed CaseBoston
Box Count109
SFDU620
MFDU3780
State ANSI25
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240799
Unique ZIP Name
SSA State County Code22160
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseSuffolk

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