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02110 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 02110? There are over 1,563 occupied homes in the 02110 area. With a population size of 2,921, it's not uncommon for residence of Boston, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,264 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 02110 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Boston, MA Home Insurance Rate Quotes

02110 Home Insurance Average Premiums

Local 02110 homeowners insurance quotes comparison

$1014 /yr.

Shows Zip Code: 02110 lowest rates with discounts applied on average.

For the 02110, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1014 /yr.
Average Coverage:$1264 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1564 /yr.

What is the average home insurance cost for a home in 02110?

  • • The average homeowners insurance premium paid annually for a home in 02110 is around $1264 per year.

What does it cost on average per month for home insurance in 02110?

  • • Homeowners in 02110 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 02110?

  • • Autoowners in 02110 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boston area, check out other zip codes nearby 02110.
Review average rates in another zip code:
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02210 homeowners insurance rates

Home Replacement Cost Coverage in 02110

Average Building Cost Per Square Foot in 02110: $271

Location: Boston, Massachusetts (Suffolk County)

Average Square Footage in 02110: 4,215 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02110 before you start any project. Boston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02110 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02110 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,215 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2714,215$1,142,200
Additional Upgrades & Added Features$3394,215$1,427,750
Major Home Updates or Advancements$4074,215$1,713,300

It's important to understand that when you estimate your replacement cost of your home in the 02110 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02110

International Ins Group

Address: 125 Broad St Fl 4 Boston, MA 02110
Phone: (617)951-3939
Website: www.iig.bz

State Fund Insurance

Address: 100 Summer Street Suite 1601 Boston, MA 02110
Phone: (617)956-9999
Website: www.statefundinsurance.com

Acordia

Address: 125 Summer St # FL-16 Boston, MA 02110
Phone: (617)330-1005
Website:

Sheppard Riley Coughlin

Address: 150 Federal St Ste 1100 Boston, MA 02110
Phone: (617)772-9000
Website:

Best Home & Auto Insurance Agencies in 02110

State Fund Insurance- Massachusett's Best

Address: 99 High St Boston, MA 02110
Phone:
Website:
Info:

Robert S Clark Insurance Incorporated

Address: 145 Pearl St, Ste 2 Boston, MA 02110
Phone:
Website: http://www.boston.citysearch.com/profile/4721779/boston_ma/robert_s_clark_insurance_inc.html
Info:

Sheppard Riley Coughlin

Address: 150 Federal St, #1100 Boston, MA 02110
Phone:
Website:
Info:

International Ins Group

Address: 125 Broad St, Fl 4 Boston, MA 02110
Phone:
Website: http://www.iig.bz
Info:

Safety Insurance Group Incorporated

Address: 20 Custom House St Boston, MA 02110
Phone:
Website: http://www.boston.citysearch.com/profile/external/4721793/boston_ma/safety_insurance_group_inc.html
Info:

Housing Demographics for 02110

Population Review for 02110 Zip Code

For the city of Boston, the population within 02110 has increased to over 3,751 residents in population size. The current population total is 2,921. We have broken down the population based on race below. In 02110, there are over 1468 in male population and 1453 females.

PopulationValues
Total Population2,921
White Population2275
Black Population37
Hispanic Population132
Asian Population405
Hawaiian Population3
Indian Population1
Other Population39
Male Population1468
Female Population1453
Population Estimate3751

Household Data for 02110

The average number of homes in 02110 is around 1,563, there are an average of 1.85 per household. The average house value according to local real estate values is around $1,142,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,563
Persons Per Household1.85
Average House Value$1,142,200
Income Per Household$123942
Median Age49.3
Median Age Male49.2
Median Age Female49.5
02110 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code617/857/781/978/508/774
CityBoston
City Alias NameBOSTON
CountySuffolk
County FIPS025
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1917
Number Of Employees56958
Business First Quarter Payroll3522869
Business Annual Payroll11818503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District07|08
Congressional LandArea62.67|326.37
Delivery Residential2028
Delivery Business1989
Delivery Total3774
Preferred Last Line KeyV21508
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21508
Land Area0.179000
Water Area0.094000
City Alias Code
City Mixed CaseBoston
City Alias Mixed CaseBoston
Box Count0
SFDU13
MFDU2015
State ANSI25
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240799
Unique ZIP Name
SSA State County Code22160
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseSuffolk

Massachusetts Homeowners Insurance News & Information

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