Get multiple home insurance quotes in 02135. Our licensed 02135, MA agents are ready to serve you.

Homeowners Insurance in 02135

In Brighton, MA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 02135 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 02135 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02135 should appear in the zip code field ready to go.

02135 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Massachusetts, you are going to see rates around the average home insurance premium per year of $1301. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Brighton home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 02135 Home Insurance Rates Now!

Best 3 Options to Compare in 02135

If you want homeowners insurance quotes within the city of Brighton or in the 02135 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Brighton, MA.

02135 Home Insurance Average Premiums

Local 02135 homeowners insurance quotes comparison

$1051 /yr.

Shows Zip Code: 02135 lowest rates with discounts applied on average.

For the 02135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1051 /yr.
Average Coverage:$1301 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1601 /yr.

What is the average home insurance cost for a home in 02135?

  • • The average homeowners insurance premium paid annually for a home in 02135 is around $1301 per year.

What does it cost on average per month for home insurance in 02135?

  • • Homeowners in 02135 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 02135?

  • • Autoowners in 02135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brighton area, check out other zip codes nearby 02135.
Review average rates in another zip code:
02135 homeowners insurance rates

Home Replacement Cost Coverage in 02135

Average Building Cost Per Square Foot in 02135: $271

Location: Brighton, Massachusetts (Suffolk County)

Average Square Footage in 02135: 2,169 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02135 before you start any project. Brighton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,169 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brighton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,169$587,800
Additional Upgrades & Added Features$3392,169$734,750
Major Home Updates or Advancements$4072,169$881,700

It's important to understand that when you estimate your replacement cost of your home in the 02135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02135

Sawyer Insurance Agency

Address: 1440 Commonwealth Avenue Brighton, MA 02135
Phone: (617)734-0111
Website: www.sawyeragency.com

Glantz Philip A Insurance Agency

Address: 358 Chestnut Hill Avenue Suite 202 Brighton, MA 02135
Phone: (617)734-5700
Website:

Best Home & Auto Insurance Agencies in 02135

Sawyer Insurance

Address: 1440 Commonwealth Ave Brighton, MA 02135
Phone:
Website: http://www.boston.citysearch.com/profile/4743887/brighton_ma/sawyer_insurance.html
Info:

Glantz Philip A Insurance Agency

Address: 358 Chestnut Hill Ave, Ste 202 Boston, MA 02135
Phone:
Website:
Info:

Patnode FI Ins Agency Incorporated

Address: 396 Washington St Brighton, MA 02135
Phone:
Website: http://www.boston.citysearch.com/profile/external/4743895/brighton_ma/patnode_f_i_ins_agcy_inc.html
Info:

Housing Demographics for 02135

Population Review for 02135 Zip Code

For the city of Brighton, the population within 02135 has increased to over 48,844 residents in population size. The current population total is 47,232. We have broken down the population based on race below. In 02135, there are over 22776 in male population and 24456 females.

PopulationValues
Total Population47,232
White Population30389
Black Population2366
Hispanic Population4969
Asian Population8024
Hawaiian Population35
Indian Population112
Other Population2814
Male Population22776
Female Population24456
Population Estimate48844

Household Data for 02135

The average number of homes in 02135 is around 21,679, there are an average of 2.11 per household. The average house value according to local real estate values is around $587,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,679
Persons Per Household2.11
Average House Value$587,800
Income Per Household$85792
Median Age29.4
Median Age Male29.5
Median Age Female29.3
02135 DetailsValues
StateMA
State Full NameMassachusetts
City TypeN
City Alias Abbreviation
Area Code617/857/774
CityBrighton
City Alias NameBRIGHTON
CountySuffolk
County FIPS025
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses656
Number Of Employees12837
Business First Quarter Payroll217918
Business Annual Payroll915721
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District04|07
Congressional LandArea668.27|62.67
Delivery Residential23149
Delivery Business787
Delivery Total24278
Preferred Last Line KeyV21548
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21548
Land Area2.600000
Water Area0.046000
City Alias Code
City Mixed CaseBrighton
City Alias Mixed CaseBrighton
Box Count197
SFDU7051
MFDU15801
State ANSI25
County ANSI025
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240799
Unique ZIP Name
SSA State County Code22160
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseSuffolk

Massachusetts Homeowners Insurance News & Information

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