Get multiple home insurance quotes in 02149. Our licensed 02149, MA agents are ready to serve you.

02149 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 02149 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Everett, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 02149 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Everett homeowners insurance rates, coverage options or home insurance types, please select Everett, MA Home Insurance Rates Online!

02149 Home Insurance Average Premiums

Local 02149 homeowners insurance quotes comparison

$939 /yr.

Shows Zip Code: 02149 lowest rates with discounts applied on average.

For the 02149, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$939 /yr.
Average Coverage:$1189 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1489 /yr.

What is the average home insurance cost for a home in 02149?

  • • The average homeowners insurance premium paid annually for a home in 02149 is around $1189 per year.

What does it cost on average per month for home insurance in 02149?

  • • Homeowners in 02149 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 02149?

  • • Autoowners in 02149 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Everett area, check out other zip codes nearby 02149.
Review average rates in another zip code:
02149 homeowners insurance rates

Home Replacement Cost Coverage in 02149

Average Building Cost Per Square Foot in 02149: $271

Location: Everett, Massachusetts (Middlesex County)

Average Square Footage in 02149: 1,762 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02149 before you start any project. Everett homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02149 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02149 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,762 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Everett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,762$477,400
Additional Upgrades & Added Features$3391,762$596,750
Major Home Updates or Advancements$4071,762$716,100

It's important to understand that when you estimate your replacement cost of your home in the 02149 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02149

Best Home & Auto Insurance Agencies in 02149

Sanviti Insurance

Address: 699 Broadway Everett, MA 02149
Phone:
Website: http://www.sanvitiagency.com/
Info:

American Motorcycle Rentals

Address: 1760 Revere Beach Pky Everett, MA 02149
Phone:
Website: http://www.motorcyclerentals.com
Info:

Housing Demographics for 02149

Population Review for 02149 Zip Code

For the city of Everett, the population within 02149 has increased to over 46,482 residents in population size. The current population total is 49,075. We have broken down the population based on race below. In 02149, there are over 24363 in male population and 24712 females.

PopulationValues
Total Population49,075
White Population18352
Black Population7189
Hispanic Population13990
Asian Population3712
Hawaiian Population15
Indian Population326
Other Population11047
Male Population24363
Female Population24712
Population Estimate46482

Household Data for 02149

The average number of homes in 02149 is around 17,211, there are an average of 2.84 per household. The average house value according to local real estate values is around $477,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,211
Persons Per Household2.84
Average House Value$477,400
Income Per Household$71574
Median Age35.2
Median Age Male34.3
Median Age Female36.1
02149 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code617/857
CityEverett
City Alias NameEVERETT
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses855
Number Of Employees12900
Business First Quarter Payroll163379
Business Annual Payroll727979
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District05|07
Congressional LandArea265.08|62.67
Delivery Residential16367
Delivery Business1137
Delivery Total18393
Preferred Last Line KeyV21763
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21763
Land Area3.419000
Water Area0.246000
City Alias Code
City Mixed CaseEverett
City Alias Mixed CaseEverett
Box Count305
SFDU12403
MFDU3926
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240057
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]