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Find the Best Home Insurance Rates in 02171

Shopping for homeowners insurance in 02171 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Quincy, MA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Massachusetts licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 02171 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 02171

Find Quincy, MA Homeowners Insurance Quotes to review the best coverage options in your area.

02171 Home Insurance Rating is: very high!

In 02171 the average premium is $1243. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 02171, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 02171!

02171 Home Insurance Average Premiums

Local 02171 homeowners insurance quotes comparison

$993 /yr.

Shows Zip Code: 02171 lowest rates with discounts applied on average.

For the 02171, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$993 /yr.
Average Coverage:$1243 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1543 /yr.

What is the average home insurance cost for a home in 02171?

  • • The average homeowners insurance premium paid annually for a home in 02171 is around $1243 per year.

What does it cost on average per month for home insurance in 02171?

  • • Homeowners in 02171 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 02171?

  • • Autoowners in 02171 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Quincy area, check out other zip codes nearby 02171.
Review average rates in another zip code:
02171 homeowners insurance rates
02169 homeowners insurance rates
02170 homeowners insurance rates

Home Replacement Cost Coverage in 02171

Average Building Cost Per Square Foot in 02171: $271

Location: Quincy, Massachusetts (Norfolk County)

Average Square Footage in 02171: 1,842 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02171 before you start any project. Quincy homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02171 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02171 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,842 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Quincy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,842$499,100
Additional Upgrades & Added Features$3391,842$623,875
Major Home Updates or Advancements$4071,842$748,650

It's important to understand that when you estimate your replacement cost of your home in the 02171 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02171

Marketing Associates Ins

Address: 366 Hancock St 356 Hancock St Quincy, MA 02171
Phone: (617)786-7444
Website:

Best Home & Auto Insurance Agencies in 02171

Blue Cross Blue Shield of Mass

Address: 100 Hancock St Quincy, MA 02171
Phone:
Website:
Info:

Marketing Associates Ins

Address: 356 Hancock St Quincy, MA 02171
Phone:
Website:
Info:

Housing Demographics for 02171

Population Review for 02171 Zip Code

For the city of Quincy, the population within 02171 has increased to over 20,571 residents in population size. The current population total is 19,539. We have broken down the population based on race below. In 02171, there are over 9500 in male population and 10039 females.

PopulationValues
Total Population19,539
White Population10403
Black Population701
Hispanic Population774
Asian Population7182
Hawaiian Population5
Indian Population38
Other Population361
Male Population9500
Female Population10039
Population Estimate20571

Household Data for 02171

The average number of homes in 02171 is around 8,657, there are an average of 2.23 per household. The average house value according to local real estate values is around $499,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,657
Persons Per Household2.23
Average House Value$499,100
Income Per Household$90558
Median Age41.2
Median Age Male39.2
Median Age Female43.4
02171 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code617/857
CityQuincy
City Alias NameQUINCY
CountyNorfolk
County FIPS021
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses402
Number Of Employees14724
Business First Quarter Payroll367710
Business Annual Payroll1292741
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District08
Congressional LandArea326.37
Delivery Residential9225
Delivery Business389
Delivery Total9815
Preferred Last Line KeyV22334
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV22334
Land Area2.453000
Water Area1.689000
City Alias Code
City Mixed CaseQuincy
City Alias Mixed CaseQuincy
Box Count142
SFDU4539
MFDU4173
State ANSI25
County ANSI021
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240045
Unique ZIP Name
SSA State County Code22130
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseNorfolk

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]