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Are you paying too much for homeowners insurance in 02184? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Braintree, MA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Massachusetts licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 02184?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 02184 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 02184 and get ready to save.

3 Easy Ways To Save Money In 02184

These three links will help you explore home insurance quotes in 02184 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 02184 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Braintree is roughly $1307. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 02184 Homeowners Insurance Rates Right Now!

02184 Home Insurance Average Premiums

Local 02184 homeowners insurance quotes comparison

$1057 /yr.

Shows Zip Code: 02184 lowest rates with discounts applied on average.

For the 02184, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1057 /yr.
Average Coverage:$1307 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1607 /yr.

What is the average home insurance cost for a home in 02184?

  • • The average homeowners insurance premium paid annually for a home in 02184 is around $1307 per year.

What does it cost on average per month for home insurance in 02184?

  • • Homeowners in 02184 pay a monthly average cost per month around $109.00.

What kind of discount could I get if I combine my home and auto insurance together in 02184?

  • • Autoowners in 02184 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Braintree area, check out other zip codes nearby 02184.
Review average rates in another zip code:
02184 homeowners insurance rates

Home Replacement Cost Coverage in 02184

Average Building Cost Per Square Foot in 02184: $271

Location: Braintree, Massachusetts (Norfolk County)

Average Square Footage in 02184: 1,937 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02184 before you start any project. Braintree homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02184 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02184 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,937 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Braintree area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,937$524,900
Additional Upgrades & Added Features$3391,937$656,125
Major Home Updates or Advancements$4071,937$787,350

It's important to understand that when you estimate your replacement cost of your home in the 02184 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02184

Arthur J Gallagher & Co

Address: 50 Braintree Hill Park Ofc PK Braintree, MA 02184
Phone: (781)356-4550
Website:

Twinbrook Insurance Co

Address: 400A Franklin Street Braintree, MA 02184
Phone: (781)843-7000
Website:

Mcsweeney & Ricci Ins

Address: PO Box 850984 Braintree, MA 02184
Phone: (781)848-8600
Website: www.mcsweeneyricci.com

Best Home & Auto Insurance Agencies in 02184

Arthur J Gallagher & Co

Address: 50 Braintree Hill Park, Ofc PK Braintree, MA 02184
Phone:
Website:
Info:

Richard K Bernache, LLC Dba Aegis Insurance Agency

Address: 405 Washington St Braintree, MA 02184
Phone:
Website: http://www.aegisinsuranceagency.net/
Info:

Mcsweeney & Ricci Ins

Address: PO Box 850984 Braintree, MA 02184
Phone:
Website: http://www.mcsweeneyricci.com
Info:

Housing Demographics for 02184

Population Review for 02184 Zip Code

For the city of Braintree, the population within 02184 has increased to over 39,196 residents in population size. The current population total is 39,143. We have broken down the population based on race below. In 02184, there are over 18777 in male population and 20366 females.

PopulationValues
Total Population39,143
White Population27698
Black Population1330
Hispanic Population1860
Asian Population6750
Hawaiian Population9
Indian Population69
Other Population923
Male Population18777
Female Population20366
Population Estimate39196

Household Data for 02184

The average number of homes in 02184 is around 14,510, there are an average of 2.65 per household. The average house value according to local real estate values is around $524,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,510
Persons Per Household2.65
Average House Value$524,900
Income Per Household$114916
Median Age42.4
Median Age Male40.8
Median Age Female43.9
02184 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code781/339/617
CityBraintree
City Alias NameBRAINTREE
CountyNorfolk
County FIPS021
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1528
Number Of Employees24327
Business First Quarter Payroll389596
Business Annual Payroll1639217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District08
Congressional LandArea326.37
Delivery Residential14791
Delivery Business1691
Delivery Total16765
Preferred Last Line KeyV21538
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21538
Land Area13.762000
Water Area0.802000
City Alias Code
City Mixed CaseBraintree
City Alias Mixed CaseBraintree
Box Count0
SFDU10654
MFDU3122
State ANSI25
County ANSI021
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240033
Unique ZIP Name
SSA State County Code22130
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseNorfolk

Massachusetts Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]