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02338 Home Insurance Rates & Premiums

Did you know there are over 7,749 people living within the 02338 zip code area? There are over 3,006 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 02338.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Massachusetts are on the rise. The estimated average premium is around $1,296 a year for a standard homeowners insurance policy in Halifax. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Halifax, MA Homeowners Insurance Quotes Online

02338 Home Insurance Average Premiums

Local 02338 homeowners insurance quotes comparison

$1046 /yr.

Shows Zip Code: 02338 lowest rates with discounts applied on average.

For the 02338, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1046 /yr.
Average Coverage:$1296 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1596 /yr.

What is the average home insurance cost for a home in 02338?

  • • The average homeowners insurance premium paid annually for a home in 02338 is around $1296 per year.

What does it cost on average per month for home insurance in 02338?

  • • Homeowners in 02338 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 02338?

  • • Autoowners in 02338 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Halifax area, check out other zip codes nearby 02338.
Review average rates in another zip code:
02338 homeowners insurance rates

Home Replacement Cost Coverage in 02338

Average Building Cost Per Square Foot in 02338: $271

Location: Halifax, Massachusetts (Plymouth County)

Average Square Footage in 02338: 1,329 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02338 before you start any project. Halifax homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02338 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02338 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,329 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Halifax area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,329$360,200
Additional Upgrades & Added Features$3391,329$450,250
Major Home Updates or Advancements$4071,329$540,300

It's important to understand that when you estimate your replacement cost of your home in the 02338 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02338

Best Home & Auto Insurance Agencies in 02338

Housing Demographics for 02338

Population Review for 02338 Zip Code

For the city of Halifax, the population within 02338 has increased to over 7,853 residents in population size. The current population total is 7,749. We have broken down the population based on race below. In 02338, there are over 3826 in male population and 3923 females.

PopulationValues
Total Population7,749
White Population7230
Black Population72
Hispanic Population143
Asian Population33
Hawaiian Population2
Indian Population18
Other Population93
Male Population3826
Female Population3923
Population Estimate7853

Household Data for 02338

The average number of homes in 02338 is around 3,006, there are an average of 2.57 per household. The average house value according to local real estate values is around $360,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,006
Persons Per Household2.57
Average House Value$360,200
Income Per Household$98264
Median Age46.1
Median Age Male44.0
Median Age Female47.5
02338 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code339/781
CityHalifax
City Alias NameHALIFAX
CountyPlymouth
County FIPS023
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1200
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBrockton, MA PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses111
Number Of Employees1030
Business First Quarter Payroll10454
Business Annual Payroll39634
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District09
Congressional LandArea1214.74
Delivery Residential3056
Delivery Business115
Delivery Total3376
Preferred Last Line KeyV21857
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21857
Land Area15.974000
Water Area1.413000
City Alias Code
City Mixed CaseHalifax
City Alias Mixed CaseHalifax
Box Count170
SFDU2688
MFDU27
State ANSI25
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number243145
Unique ZIP Name
SSA State County Code22150
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CasePlymouth

Massachusetts Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]