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02339 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 02339? There are over 5,100 occupied homes in the 02339 area. With a population size of 14,833, it's not uncommon for residence of Hanover, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,274 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 02339 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Hanover, MA Home Insurance Rate Quotes

02339 Home Insurance Average Premiums

Local 02339 homeowners insurance quotes comparison

$1024 /yr.

Shows Zip Code: 02339 lowest rates with discounts applied on average.

For the 02339, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1024 /yr.
Average Coverage:$1274 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1574 /yr.

What is the average home insurance cost for a home in 02339?

  • • The average homeowners insurance premium paid annually for a home in 02339 is around $1274 per year.

What does it cost on average per month for home insurance in 02339?

  • • Homeowners in 02339 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 02339?

  • • Autoowners in 02339 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hanover area, check out other zip codes nearby 02339.
Review average rates in another zip code:
02339 homeowners insurance rates

Home Replacement Cost Coverage in 02339

Average Building Cost Per Square Foot in 02339: $271

Location: Hanover, Massachusetts (Plymouth County)

Average Square Footage in 02339: 2,124 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02339 before you start any project. Hanover homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02339 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02339 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,124 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hanover area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,124$575,500
Additional Upgrades & Added Features$3392,124$719,375
Major Home Updates or Advancements$4072,124$863,250

It's important to understand that when you estimate your replacement cost of your home in the 02339 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02339

Best Home & Auto Insurance Agencies in 02339

Housing Demographics for 02339

Population Review for 02339 Zip Code

For the city of Hanover, the population within 02339 has increased to over 16,110 residents in population size. The current population total is 14,833. We have broken down the population based on race below. In 02339, there are over 7204 in male population and 7629 females.

PopulationValues
Total Population14,833
White Population13693
Black Population116
Hispanic Population277
Asian Population271
Hawaiian Population1
Indian Population6
Other Population158
Male Population7204
Female Population7629
Population Estimate16110

Household Data for 02339

The average number of homes in 02339 is around 5,100, there are an average of 2.88 per household. The average house value according to local real estate values is around $575,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,100
Persons Per Household2.88
Average House Value$575,500
Income Per Household$149048
Median Age42.5
Median Age Male40.6
Median Age Female44.1
02339 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code781/339
CityHanover
City Alias NameHANOVER
CountyPlymouth
County FIPS023
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses647
Number Of Employees6946
Business First Quarter Payroll80423
Business Annual Payroll382330
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District09
Congressional LandArea1214.74
Delivery Residential5594
Delivery Business747
Delivery Total6819
Preferred Last Line KeyV21861
Classification Code
Multi-CountyY
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21861
Land Area15.538000
Water Area0.091000
City Alias Code
City Mixed CaseHanover
City Alias Mixed CaseHanover
Box Count213
SFDU4239
MFDU997
State ANSI25
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number243213
Unique ZIP Name
SSA State County Code22150
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CasePlymouth

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