Get multiple home insurance quotes in 02343. Our licensed 02343, MA agents are ready to serve you.

02343 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 02343 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Holbrook, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 02343 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Holbrook homeowners insurance rates, coverage options or home insurance types, please select Holbrook, MA Home Insurance Rates Online!

02343 Home Insurance Average Premiums

Local 02343 homeowners insurance quotes comparison

$998 /yr.

Shows Zip Code: 02343 lowest rates with discounts applied on average.

For the 02343, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$998 /yr.
Average Coverage:$1248 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1548 /yr.

What is the average home insurance cost for a home in 02343?

  • • The average homeowners insurance premium paid annually for a home in 02343 is around $1248 per year.

What does it cost on average per month for home insurance in 02343?

  • • Homeowners in 02343 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 02343?

  • • Autoowners in 02343 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holbrook area, check out other zip codes nearby 02343.
Review average rates in another zip code:
02343 homeowners insurance rates

Home Replacement Cost Coverage in 02343

Average Building Cost Per Square Foot in 02343: $271

Location: Holbrook, Massachusetts (Norfolk County)

Average Square Footage in 02343: 1,280 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02343 before you start any project. Holbrook homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02343 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02343 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,280 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holbrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,280$346,900
Additional Upgrades & Added Features$3391,280$433,625
Major Home Updates or Advancements$4071,280$520,350

It's important to understand that when you estimate your replacement cost of your home in the 02343 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02343

Best Home & Auto Insurance Agencies in 02343

Gordon Agency

Address: 40 S Franklin St Holbrook, MA 02343
Phone:
Website:
Info:

Housing Demographics for 02343

Population Review for 02343 Zip Code

For the city of Holbrook, the population within 02343 has increased to over 11,342 residents in population size. The current population total is 11,364. We have broken down the population based on race below. In 02343, there are over 5568 in male population and 5796 females.

PopulationValues
Total Population11,364
White Population7570
Black Population1708
Hispanic Population815
Asian Population537
Hawaiian Population2
Indian Population32
Other Population565
Male Population5568
Female Population5796
Population Estimate11342

Household Data for 02343

The average number of homes in 02343 is around 4,248, there are an average of 2.66 per household. The average house value according to local real estate values is around $346,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,248
Persons Per Household2.66
Average House Value$346,900
Income Per Household$89580
Median Age41.7
Median Age Male39.8
Median Age Female43.4
02343 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code781/339
CityHolbrook
City Alias NameHOLBROOK
CountyNorfolk
County FIPS021
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses270
Number Of Employees2432
Business First Quarter Payroll34628
Business Annual Payroll151593
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District08
Congressional LandArea326.37
Delivery Residential4264
Delivery Business270
Delivery Total5178
Preferred Last Line KeyV21897
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21897
Land Area7.010000
Water Area0.108000
City Alias Code
City Mixed CaseHolbrook
City Alias Mixed CaseHolbrook
Box Count114
SFDU3686
MFDU406
State ANSI25
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number243502
Unique ZIP Name
SSA State County Code22130
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseNorfolk

Massachusetts Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]