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02346, MA Home Insurance

In the zip code of 02346, the population size is around 24,245, which consists of 9,403 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Middleboro, MA. A few years ago, a study was done and found that the average home insurance rates for Massachusetts are around $1,294 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 02346 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Middleboro. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Middleboro, MA Homeowners Insurance Online Rates Today!

02346 Home Insurance Average Premiums

Local 02346 homeowners insurance quotes comparison

$1044 /yr.

Shows Zip Code: 02346 lowest rates with discounts applied on average.

For the 02346, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1044 /yr.
Average Coverage:$1294 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1594 /yr.

What is the average home insurance cost for a home in 02346?

  • • The average homeowners insurance premium paid annually for a home in 02346 is around $1294 per year.

What does it cost on average per month for home insurance in 02346?

  • • Homeowners in 02346 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 02346?

  • • Autoowners in 02346 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Middleboro area, check out other zip codes nearby 02346.
Review average rates in another zip code:
02346 homeowners insurance rates

Home Replacement Cost Coverage in 02346

Average Building Cost Per Square Foot in 02346: $271

Location: Middleboro, Massachusetts (Plymouth County)

Average Square Footage in 02346: 1,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02346 before you start any project. Middleboro homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02346 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02346 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,327 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Middleboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,327$359,700
Additional Upgrades & Added Features$3391,327$449,625
Major Home Updates or Advancements$4071,327$539,550

It's important to understand that when you estimate your replacement cost of your home in the 02346 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02346

Best Home & Auto Insurance Agencies in 02346

Housing Demographics for 02346

Population Review for 02346 Zip Code

For the city of Middleboro, the population within 02346 has increased to over 24,376 residents in population size. The current population total is 24,245. We have broken down the population based on race below. In 02346, there are over 11749 in male population and 12496 females.

PopulationValues
Total Population24,245
White Population21801
Black Population480
Hispanic Population597
Asian Population217
Hawaiian Population4
Indian Population51
Other Population310
Male Population11749
Female Population12496
Population Estimate24376

Household Data for 02346

The average number of homes in 02346 is around 9,403, there are an average of 2.54 per household. The average house value according to local real estate values is around $359,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,403
Persons Per Household2.54
Average House Value$359,700
Income Per Household$81809
Median Age44.6
Median Age Male42.7
Median Age Female46.4
02346 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CityMiddleboro
City Alias NameMIDDLEBORO
CountyPlymouth
County FIPS023
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1200
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBrockton, MA PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses572
Number Of Employees6062
Business First Quarter Payroll60181
Business Annual Payroll280609
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District04|09
Congressional LandArea668.27|1214.74
Delivery Residential9597
Delivery Business522
Delivery Total10516
Preferred Last Line KeyV22056
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV22056
Land Area69.044000
Water Area3.166000
City Alias Code
City Mixed CaseMiddleboro
City Alias Mixed CaseMiddleboro
Box Count310
SFDU7113
MFDU1887
State ANSI25
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number244573
Unique ZIP Name
SSA State County Code22150
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CasePlymouth

Massachusetts Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]