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Home Insurance in 02356
One of the best ways to save money on your homeowners insurance policy in the 02356 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.
GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in North Easton, MA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.
As always, our service is free and our Massachusetts licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.
Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 02356 zip code and you are ready to start saving on home insurance.
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Find North Easton, MA Homeowners Insurance Quotes to review the best coverage options in your area.
Information on the Average Homeowners Premiums in 02356
According to industry data, homeowners located in North Easton pay roughly $1209 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.
Remember, an HO-3 policy does not offer coverage for flood damage in 02356 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.
A recent ranking of Massachusetts home insurance premiums found that premiums in 02356 are 8 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.
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The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 02356.
Let us find you a great policy at an affordable price, get 02356 homeowners insurance quotes now.
02356 Home Insurance Average Premiums
For the 02356, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $959 /yr. |
Average Coverage: | $1209 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1509 /yr. |
What is the average home insurance cost for a home in 02356?
- • The average homeowners insurance premium paid annually for a home in 02356 is around $1209 per year.
What does it cost on average per month for home insurance in 02356?
- • Homeowners in 02356 pay a monthly average cost per month around $101.00.
What kind of discount could I get if I combine my home and auto insurance together in 02356?
- • Autoowners in 02356 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the North Easton area, check out other zip codes nearby 02356.
Review average rates in another zip code:
02357 homeowners insurance rates
02356 homeowners insurance rates
Home Replacement Cost Coverage in 02356
Average Building Cost Per Square Foot in 02356: $271
Location: North Easton, Massachusetts (Bristol County)Average Square Footage in 02356: 1,790 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 02356 before you start any project. North Easton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02356 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 02356 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,790 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Easton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $271 | 1,790 | $485,200 |
Additional Upgrades & Added Features | $339 | 1,790 | $606,500 |
Major Home Updates or Advancements | $407 | 1,790 | $727,800 |
It's important to understand that when you estimate your replacement cost of your home in the 02356 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 02356
Morse Insurance
Address: 285 Washington Street North Easton, MA 02356Phone: (508)238-0056
Website: www.morseins.com
Best Home & Auto Insurance Agencies in 02356
Housing Demographics for 02356
Population Review for 02356 Zip Code
For the city of North Easton, the population within 02356 has increased to over 12,621 residents in population size. The current population total is 12,767. We have broken down the population based on race below. In 02356, there are over 6152 in male population and 6615 females.
Population | Values |
---|---|
Total Population | 12,767 |
White Population | 10937 |
Black Population | 509 |
Hispanic Population | 462 |
Asian Population | 383 |
Hawaiian Population | 4 |
Indian Population | 18 |
Other Population | 214 |
Male Population | 6152 |
Female Population | 6615 |
Population Estimate | 12621 |
Household Data for 02356
The average number of homes in 02356 is around 4,604, there are an average of 2.69 per household. The average house value according to local real estate values is around $485,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4,604 |
Persons Per Household | 2.69 |
Average House Value | $485,200 |
Income Per Household | $114682 |
Median Age | 44.3 |
Median Age Male | 43.1 |
Median Age Female | 45.2 |
02356 Details | Values |
---|---|
State | MA |
State Full Name | Massachusetts |
City Type | P |
City Alias Abbreviation | |
Area Code | 508/774 |
City | North Easton |
City Alias Name | NORTH EASTON |
County | Bristol |
County FIPS | 005 |
State FIPS | 25 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 1122 |
PMSA | 1120 |
CSA | 148 |
CBSA | 39300 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Providence-Warwick, RI-MA |
MSA_Name | Boston-Worcester-Lawrence, MA-NH-ME-CT CMSA |
PMSA_Name | Boston, MA-NH PMSA |
Region | Northeast |
Division | New England |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 272 |
Number Of Employees | 3012 |
Business First Quarter Payroll | 31811 |
Business Annual Payroll | 134185 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1600852 |
CBSA Division Population | 0 |
Congressional District | 04|08 |
Congressional LandArea | 668.27|326.37 |
Delivery Residential | 4692 |
Delivery Business | 245 |
Delivery Total | 5174 |
Preferred Last Line Key | V22223 |
Classification Code | |
Multi-County | |
CSA Name | Boston-Worcester-Providence, MA-RI-NH |
CBSA_DIV_Name | |
City State Key | V22223 |
Land Area | 13.607000 |
Water Area | 0.289000 |
City Alias Code | |
City Mixed Case | North Easton |
City Alias Mixed Case | North Easton |
Box Count | 170 |
SFDU | 3720 |
MFDU | 311 |
State ANSI | 25 |
County ANSI | 005 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 245440 |
Unique ZIP Name | |
SSA State County Code | 22020 |
Medicare CBSA Code | 39300 |
Medicare CBSA Name | Providence-Warwick, RI-MA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 0 |
County Mixed Case | Bristol |
Massachusetts Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]