Get multiple home insurance quotes in 02461. Our licensed 02461, MA agents are ready to serve you.

02461 Home Insurance Rates & Premiums

Did you know there are over 7,430 people living within the 02461 zip code area? There are over 2,707 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 02461.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Massachusetts are on the rise. The estimated average premium is around $1,303 a year for a standard homeowners insurance policy in Newton Highlands. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Newton Highlands, MA Homeowners Insurance Quotes Online

02461 Home Insurance Average Premiums

Local 02461 homeowners insurance quotes comparison

$1053 /yr.

Shows Zip Code: 02461 lowest rates with discounts applied on average.

For the 02461, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1053 /yr.
Average Coverage:$1303 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1603 /yr.

What is the average home insurance cost for a home in 02461?

  • • The average homeowners insurance premium paid annually for a home in 02461 is around $1303 per year.

What does it cost on average per month for home insurance in 02461?

  • • Homeowners in 02461 pay a monthly average cost per month around $109.00.

What kind of discount could I get if I combine my home and auto insurance together in 02461?

  • • Autoowners in 02461 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newton Highlands area, check out other zip codes nearby 02461.
Review average rates in another zip code:
02461 homeowners insurance rates

Home Replacement Cost Coverage in 02461

Average Building Cost Per Square Foot in 02461: $271

Location: Newton Highlands, Massachusetts (Middlesex County)

Average Square Footage in 02461: 3,476 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02461 before you start any project. Newton Highlands homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02461 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02461 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,476 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newton Highlands area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2713,476$941,900
Additional Upgrades & Added Features$3393,476$1,177,375
Major Home Updates or Advancements$4073,476$1,412,850

It's important to understand that when you estimate your replacement cost of your home in the 02461 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02461

Best Home & Auto Insurance Agencies in 02461

Housing Demographics for 02461

Population Review for 02461 Zip Code

For the city of Newton Highlands, the population within 02461 has increased to over 7,661 residents in population size. The current population total is 7,430. We have broken down the population based on race below. In 02461, there are over 3515 in male population and 3915 females.

PopulationValues
Total Population7,430
White Population5033
Black Population193
Hispanic Population392
Asian Population1553
Hawaiian Population1
Indian Population18
Other Population96
Male Population3515
Female Population3915
Population Estimate7661

Household Data for 02461

The average number of homes in 02461 is around 2,707, there are an average of 2.74 per household. The average house value according to local real estate values is around $941,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,707
Persons Per Household2.74
Average House Value$941,900
Income Per Household$181220
Median Age45.0
Median Age Male43.2
Median Age Female46.4
02461 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias AbbreviationNEWTON HLDS
Area Code617
CityNewton Highlands
City Alias NameNEWTON HIGHLANDS
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses255
Number Of Employees2341
Business First Quarter Payroll38025
Business Annual Payroll156827
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District04
Congressional LandArea668.27
Delivery Residential2796
Delivery Business260
Delivery Total3273
Preferred Last Line KeyV22175
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22175
Land Area1.535000
Water Area0.018000
City Alias Code
City Mixed CaseNewton Highlands
City Alias Mixed CaseNewton Highlands
Box Count104
SFDU2382
MFDU382
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240013
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]