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Compare 02464 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Newton Upper Falls just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,286 neighbors looking to save on their home insurance policy in the local 02464 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 02464. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Newton Upper Falls, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Newton Upper Falls, MA

02464 Home Insurance Average Premiums

Local 02464 homeowners insurance quotes comparison

$955 /yr.

Shows Zip Code: 02464 lowest rates with discounts applied on average.

For the 02464, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$955 /yr.
Average Coverage:$1205 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1505 /yr.

What is the average home insurance cost for a home in 02464?

  • • The average homeowners insurance premium paid annually for a home in 02464 is around $1205 per year.

What does it cost on average per month for home insurance in 02464?

  • • Homeowners in 02464 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 02464?

  • • Autoowners in 02464 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newton Upper Falls area, check out other zip codes nearby 02464.
Review average rates in another zip code:
02464 homeowners insurance rates

Home Replacement Cost Coverage in 02464

Average Building Cost Per Square Foot in 02464: $271

Location: Newton Upper Falls, Massachusetts (Middlesex County)

Average Square Footage in 02464: 2,678 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02464 before you start any project. Newton Upper Falls homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02464 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02464 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,678 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newton Upper Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,678$725,700
Additional Upgrades & Added Features$3392,678$907,125
Major Home Updates or Advancements$4072,678$1,088,550

It's important to understand that when you estimate your replacement cost of your home in the 02464 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02464

Best Home & Auto Insurance Agencies in 02464

Housing Demographics for 02464

Population Review for 02464 Zip Code

For the city of Newton Upper Falls, the population within 02464 has increased to over 3,107 residents in population size. The current population total is 3,193. We have broken down the population based on race below. In 02464, there are over 1532 in male population and 1661 females.

PopulationValues
Total Population3,193
White Population1925
Black Population139
Hispanic Population152
Asian Population809
Hawaiian Population0
Indian Population3
Other Population70
Male Population1532
Female Population1661
Population Estimate3107

Household Data for 02464

The average number of homes in 02464 is around 1,286, there are an average of 2.42 per household. The average house value according to local real estate values is around $725,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,286
Persons Per Household2.42
Average House Value$725,700
Income Per Household$121071
Median Age41.3
Median Age Male40.4
Median Age Female42.2
02464 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias AbbreviationNEWTON U F
Area Code617
CityNewton Upper Falls
City Alias NameNEWTON UPPER FALLS
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses234
Number Of Employees3972
Business First Quarter Payroll58561
Business Annual Payroll241633
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District04
Congressional LandArea668.27
Delivery Residential1284
Delivery Business220
Delivery Total1582
Preferred Last Line KeyV22178
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22178
Land Area0.551000
Water Area0.011000
City Alias Code
City Mixed CaseNewton Upper Falls
City Alias Mixed CaseNewton Upper Falls
Box Count48
SFDU898
MFDU314
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240013
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]