Get multiple home insurance quotes in 02465. Our licensed 02465, MA agents are ready to serve you.

02465 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 02465 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Newton, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 02465 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average West Newton homeowners insurance rates, coverage options or home insurance types, please select West Newton, MA Home Insurance Rates Online!

02465 Home Insurance Average Premiums

Local 02465 homeowners insurance quotes comparison

$1029 /yr.

Shows Zip Code: 02465 lowest rates with discounts applied on average.

For the 02465, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1029 /yr.
Average Coverage:$1279 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1579 /yr.

What is the average home insurance cost for a home in 02465?

  • • The average homeowners insurance premium paid annually for a home in 02465 is around $1279 per year.

What does it cost on average per month for home insurance in 02465?

  • • Homeowners in 02465 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 02465?

  • • Autoowners in 02465 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Newton area, check out other zip codes nearby 02465.
Review average rates in another zip code:
02465 homeowners insurance rates

Home Replacement Cost Coverage in 02465

Average Building Cost Per Square Foot in 02465: $271

Location: West Newton, Massachusetts (Middlesex County)

Average Square Footage in 02465: 3,411 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02465 before you start any project. West Newton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02465 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02465 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,411 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Newton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2713,411$924,300
Additional Upgrades & Added Features$3393,411$1,155,375
Major Home Updates or Advancements$4073,411$1,386,450

It's important to understand that when you estimate your replacement cost of your home in the 02465 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02465

Best Home & Auto Insurance Agencies in 02465

Housing Demographics for 02465

Population Review for 02465 Zip Code

For the city of West Newton, the population within 02465 has increased to over 12,633 residents in population size. The current population total is 12,415. We have broken down the population based on race below. In 02465, there are over 5904 in male population and 6511 females.

PopulationValues
Total Population12,415
White Population9174
Black Population367
Hispanic Population737
Asian Population1653
Hawaiian Population2
Indian Population22
Other Population306
Male Population5904
Female Population6511
Population Estimate12633

Household Data for 02465

The average number of homes in 02465 is around 4,365, there are an average of 2.80 per household. The average house value according to local real estate values is around $924,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,365
Persons Per Household2.80
Average House Value$924,300
Income Per Household$167330
Median Age42.6
Median Age Male40.9
Median Age Female43.9
02465 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code617/857/339
CityWest Newton
City Alias NameWEST NEWTON
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses327
Number Of Employees2509
Business First Quarter Payroll34704
Business Annual Payroll158527
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District04
Congressional LandArea668.27
Delivery Residential4512
Delivery Business235
Delivery Total4953
Preferred Last Line KeyV22784
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22784
Land Area2.151000
Water Area0.000000
City Alias Code
City Mixed CaseWest Newton
City Alias Mixed CaseWest Newton
Box Count61
SFDU4277
MFDU174
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240013
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]