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02474 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 02474 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Arlington, MA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 02474.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 02474 and start shopping.

Quickly and Easily Compare Average Rates for 02474

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Arlington, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 02474

Homeowners in Arlington are paying roughly $1193 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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02474 Home Insurance Average Premiums

Local 02474 homeowners insurance quotes comparison

$943 /yr.

Shows Zip Code: 02474 lowest rates with discounts applied on average.

For the 02474, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$943 /yr.
Average Coverage:$1193 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1493 /yr.

What is the average home insurance cost for a home in 02474?

  • • The average homeowners insurance premium paid annually for a home in 02474 is around $1193 per year.

What does it cost on average per month for home insurance in 02474?

  • • Homeowners in 02474 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 02474?

  • • Autoowners in 02474 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington area, check out other zip codes nearby 02474.
Review average rates in another zip code:
02476 homeowners insurance rates
02474 homeowners insurance rates

Home Replacement Cost Coverage in 02474

Average Building Cost Per Square Foot in 02474: $271

Location: Arlington, Massachusetts (Middlesex County)

Average Square Footage in 02474: 2,652 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02474 before you start any project. Arlington homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02474 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02474 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,652 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,652$718,600
Additional Upgrades & Added Features$3392,652$898,250
Major Home Updates or Advancements$4072,652$1,077,900

It's important to understand that when you estimate your replacement cost of your home in the 02474 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02474

Best Home & Auto Insurance Agencies in 02474

Housing Demographics for 02474

Population Review for 02474 Zip Code

For the city of Arlington, the population within 02474 has increased to over 29,069 residents in population size. The current population total is 28,551. We have broken down the population based on race below. In 02474, there are over 13535 in male population and 15016 females.

PopulationValues
Total Population28,551
White Population21783
Black Population671
Hispanic Population1331
Asian Population3507
Hawaiian Population5
Indian Population33
Other Population392
Male Population13535
Female Population15016
Population Estimate29069

Household Data for 02474

The average number of homes in 02474 is around 12,138, there are an average of 2.34 per household. The average house value according to local real estate values is around $718,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,138
Persons Per Household2.34
Average House Value$718,600
Income Per Household$124375
Median Age40.4
Median Age Male39.2
Median Age Female41.5
02474 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code781/339
CityArlington
City Alias NameARLINGTON
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses449
Number Of Employees3452
Business First Quarter Payroll46047
Business Annual Payroll183195
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District05
Congressional LandArea265.08
Delivery Residential12423
Delivery Business466
Delivery Total13279
Preferred Last Line KeyV21417
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV21417
Land Area3.058000
Water Area0.183000
City Alias Code
City Mixed CaseArlington
City Alias Mixed CaseArlington
Box Count82
SFDU9611
MFDU2717
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240052
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]