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Are you paying too much for homeowners insurance in 02493? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Weston, MA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Massachusetts licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 02493?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 02493 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 02493 and get ready to save.

3 Easy Ways To Save Money In 02493

These three links will help you explore home insurance quotes in 02493 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 02493 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Weston is roughly $1099. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 02493 Homeowners Insurance Rates Right Now!

02493 Home Insurance Average Premiums

Local 02493 homeowners insurance quotes comparison

$849 /yr.

Shows Zip Code: 02493 lowest rates with discounts applied on average.

For the 02493, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$849 /yr.
Average Coverage:$1099 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1399 /yr.

What is the average home insurance cost for a home in 02493?

  • • The average homeowners insurance premium paid annually for a home in 02493 is around $1099 per year.

What does it cost on average per month for home insurance in 02493?

  • • Homeowners in 02493 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 02493?

  • • Autoowners in 02493 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weston area, check out other zip codes nearby 02493.
Review average rates in another zip code:
02493 homeowners insurance rates

Home Replacement Cost Coverage in 02493

Average Building Cost Per Square Foot in 02493: $271

Location: Weston, Massachusetts (Middlesex County)

Average Square Footage in 02493: 4,883 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02493 before you start any project. Weston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02493 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02493 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,883 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2714,883$1,323,200
Additional Upgrades & Added Features$3394,883$1,654,000
Major Home Updates or Advancements$4074,883$1,984,800

It's important to understand that when you estimate your replacement cost of your home in the 02493 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02493

Best Home & Auto Insurance Agencies in 02493

Liberty Mutual Group

Address: 13 Riverside Rd, Ste 5C Weston, MA 02493
Phone:
Website: http://www.libertymutual.com
Info:

Housing Demographics for 02493

Population Review for 02493 Zip Code

For the city of Weston, the population within 02493 has increased to over 11,439 residents in population size. The current population total is 11,851. We have broken down the population based on race below. In 02493, there are over 5731 in male population and 6120 females.

PopulationValues
Total Population11,851
White Population8906
Black Population251
Hispanic Population486
Asian Population1892
Hawaiian Population3
Indian Population14
Other Population146
Male Population5731
Female Population6120
Population Estimate11439

Household Data for 02493

The average number of homes in 02493 is around 3,799, there are an average of 2.88 per household. The average house value according to local real estate values is around $1,323,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,799
Persons Per Household2.88
Average House Value$1,323,200
Income Per Household$220815
Median Age44.7
Median Age Male45.4
Median Age Female44.1
02493 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code617
CityWeston
City Alias NameWESTON
CountyMiddlesex
County FIPS017
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV15764
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses321
Number Of Employees3871
Business First Quarter Payroll67814
Business Annual Payroll311730
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population2246244
Congressional District05
Congressional LandArea265.08
Delivery Residential3972
Delivery Business160
Delivery Total4514
Preferred Last Line KeyV22814
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameCambridge-Newton-Framingham, MA
City State KeyV22814
Land Area16.820000
Water Area0.512000
City Alias Code
City Mixed CaseWeston
City Alias Mixed CaseWeston
Box Count137
SFDU3695
MFDU224
State ANSI25
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240029
Unique ZIP Name
SSA State County Code22090
Medicare CBSA Code15764
Medicare CBSA NameCambridge-Newton-Framingham, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseMiddlesex

Massachusetts Homeowners Insurance News & Information

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  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]