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02559 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 02559? There are over 1,664 occupied homes in the 02559 area. With a population size of 3,388, it's not uncommon for residence of Pocasset, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,222 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 02559 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Pocasset, MA Home Insurance Rate Quotes

02559 Home Insurance Average Premiums

Local 02559 homeowners insurance quotes comparison

$972 /yr.

Shows Zip Code: 02559 lowest rates with discounts applied on average.

For the 02559, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$972 /yr.
Average Coverage:$1222 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1522 /yr.

What is the average home insurance cost for a home in 02559?

  • • The average homeowners insurance premium paid annually for a home in 02559 is around $1222 per year.

What does it cost on average per month for home insurance in 02559?

  • • Homeowners in 02559 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 02559?

  • • Autoowners in 02559 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pocasset area, check out other zip codes nearby 02559.
Review average rates in another zip code:
02559 homeowners insurance rates

Home Replacement Cost Coverage in 02559

Average Building Cost Per Square Foot in 02559: $271

Location: Pocasset, Massachusetts (Barnstable County)

Average Square Footage in 02559: 1,630 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02559 before you start any project. Pocasset homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02559 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02559 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,630 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pocasset area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,630$441,600
Additional Upgrades & Added Features$3391,630$552,000
Major Home Updates or Advancements$4071,630$662,400

It's important to understand that when you estimate your replacement cost of your home in the 02559 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02559

Best Home & Auto Insurance Agencies in 02559

Housing Demographics for 02559

Population Review for 02559 Zip Code

For the city of Pocasset, the population within 02559 has increased to over 2,933 residents in population size. The current population total is 3,388. We have broken down the population based on race below. In 02559, there are over 1660 in male population and 1728 females.

PopulationValues
Total Population3,388
White Population3092
Black Population31
Hispanic Population57
Asian Population34
Hawaiian Population1
Indian Population36
Other Population37
Male Population1660
Female Population1728
Population Estimate2933

Household Data for 02559

The average number of homes in 02559 is around 1,664, there are an average of 2.03 per household. The average house value according to local real estate values is around $441,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,664
Persons Per Household2.03
Average House Value$441,600
Income Per Household$78883
Median Age59.9
Median Age Male57.6
Median Age Female61.2
02559 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code508/774
CityPocasset
City Alias NamePOCASSET
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses124
Number Of Employees1304
Business First Quarter Payroll20224
Business Annual Payroll90772
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential1445
Delivery Business105
Delivery Total2255
Preferred Last Line KeyV22321
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22321
Land Area5.332000
Water Area1.475000
City Alias Code
City Mixed CasePocasset
City Alias Mixed CasePocasset
Box Count688
SFDU1155
MFDU0
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number246273
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]