Get multiple home insurance quotes in 02561. Our licensed 02561, MA agents are ready to serve you.

Compare 02561 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Sagamore just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 329 neighbors looking to save on their home insurance policy in the local 02561 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 02561. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Sagamore, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Sagamore, MA

02561 Home Insurance Average Premiums

Local 02561 homeowners insurance quotes comparison

$985 /yr.

Shows Zip Code: 02561 lowest rates with discounts applied on average.

For the 02561, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$985 /yr.
Average Coverage:$1235 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1535 /yr.

What is the average home insurance cost for a home in 02561?

  • • The average homeowners insurance premium paid annually for a home in 02561 is around $1235 per year.

What does it cost on average per month for home insurance in 02561?

  • • Homeowners in 02561 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 02561?

  • • Autoowners in 02561 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sagamore area, check out other zip codes nearby 02561.
Review average rates in another zip code:
02561 homeowners insurance rates

Home Replacement Cost Coverage in 02561

Average Building Cost Per Square Foot in 02561: $271

Location: Sagamore, Massachusetts (Barnstable County)

Average Square Footage in 02561: 1,646 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02561 before you start any project. Sagamore homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02561 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02561 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,646 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sagamore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,646$446,100
Additional Upgrades & Added Features$3391,646$557,625
Major Home Updates or Advancements$4071,646$669,150

It's important to understand that when you estimate your replacement cost of your home in the 02561 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02561

Best Home & Auto Insurance Agencies in 02561

Housing Demographics for 02561

Population Review for 02561 Zip Code

For the city of Sagamore, the population within 02561 has increased to over 0 residents in population size. The current population total is 712. We have broken down the population based on race below. In 02561, there are over 326 in male population and 386 females.

PopulationValues
Total Population712
White Population633
Black Population8
Hispanic Population9
Asian Population31
Hawaiian Population0
Indian Population2
Other Population13
Male Population326
Female Population386
Population Estimate0

Household Data for 02561

The average number of homes in 02561 is around 329, there are an average of 2.16 per household. The average house value according to local real estate values is around $446,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode329
Persons Per Household2.16
Average House Value$446,100
Income Per Household$81983
Median Age47.7
Median Age Male48.0
Median Age Female46.9
02561 DetailsValues
StateMA
State Full NameMassachusetts
City TypeZ
City Alias Abbreviation
Area Code774/508
CitySagamore
City Alias NameSAGAMORE
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees220
Business First Quarter Payroll3192
Business Annual Payroll14501
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential0
Delivery Business0
Delivery Total706
Preferred Last Line KeyV22405
Classification CodeP
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22405
Land Area0.829000
Water Area0.000000
City Alias Code
City Mixed CaseSagamore
City Alias Mixed CaseSagamore
Box Count367
SFDU0
MFDU0
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number246647
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]