Get multiple home insurance quotes in 02562. Our licensed 02562, MA agents are ready to serve you.

02562 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 02562 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sagamore Beach, MA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 02562 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Massachusetts, like average Sagamore Beach homeowners insurance rates, coverage options or home insurance types, please select Sagamore Beach, MA Home Insurance Rates Online!

02562 Home Insurance Average Premiums

Local 02562 homeowners insurance quotes comparison

$1051 /yr.

Shows Zip Code: 02562 lowest rates with discounts applied on average.

For the 02562, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1051 /yr.
Average Coverage:$1301 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1601 /yr.

What is the average home insurance cost for a home in 02562?

  • • The average homeowners insurance premium paid annually for a home in 02562 is around $1301 per year.

What does it cost on average per month for home insurance in 02562?

  • • Homeowners in 02562 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 02562?

  • • Autoowners in 02562 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sagamore Beach area, check out other zip codes nearby 02562.
Review average rates in another zip code:
02562 homeowners insurance rates

Home Replacement Cost Coverage in 02562

Average Building Cost Per Square Foot in 02562: $271

Location: Sagamore Beach, Massachusetts (Barnstable County)

Average Square Footage in 02562: 1,577 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02562 before you start any project. Sagamore Beach homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02562 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02562 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,577 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sagamore Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,577$427,500
Additional Upgrades & Added Features$3391,577$534,375
Major Home Updates or Advancements$4071,577$641,250

It's important to understand that when you estimate your replacement cost of your home in the 02562 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02562

Best Home & Auto Insurance Agencies in 02562

Housing Demographics for 02562

Population Review for 02562 Zip Code

For the city of Sagamore Beach, the population within 02562 has increased to over 2,685 residents in population size. The current population total is 3,204. We have broken down the population based on race below. In 02562, there are over 1573 in male population and 1631 females.

PopulationValues
Total Population3,204
White Population2931
Black Population28
Hispanic Population58
Asian Population55
Hawaiian Population0
Indian Population5
Other Population39
Male Population1573
Female Population1631
Population Estimate2685

Household Data for 02562

The average number of homes in 02562 is around 1,258, there are an average of 2.45 per household. The average house value according to local real estate values is around $427,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,258
Persons Per Household2.45
Average House Value$427,500
Income Per Household$110233
Median Age52.7
Median Age Male52.0
Median Age Female53.2
02562 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias AbbreviationSAGAMORE BCH
Area Code774/508
CitySagamore Beach
City Alias NameSAGAMORE BEACH
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses93
Number Of Employees777
Business First Quarter Payroll9030
Business Annual Payroll44756
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential1096
Delivery Business66
Delivery Total1859
Preferred Last Line KeyV22408
Classification Code
Multi-CountyY
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22408
Land Area3.376000
Water Area0.095000
City Alias Code
City Mixed CaseSagamore Beach
City Alias Mixed CaseSagamore Beach
Box Count611
SFDU1011
MFDU0
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number246664
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]