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02652 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 02652? There are over 715 occupied homes in the 02652 area. With a population size of 1,402, it's not uncommon for residence of North Truro, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,167 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 02652 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: North Truro, MA Home Insurance Rate Quotes

02652 Home Insurance Average Premiums

Local 02652 homeowners insurance quotes comparison

$917 /yr.

Shows Zip Code: 02652 lowest rates with discounts applied on average.

For the 02652, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$917 /yr.
Average Coverage:$1167 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1467 /yr.

What is the average home insurance cost for a home in 02652?

  • • The average homeowners insurance premium paid annually for a home in 02652 is around $1167 per year.

What does it cost on average per month for home insurance in 02652?

  • • Homeowners in 02652 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 02652?

  • • Autoowners in 02652 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Truro area, check out other zip codes nearby 02652.
Review average rates in another zip code:
02652 homeowners insurance rates

Home Replacement Cost Coverage in 02652

Average Building Cost Per Square Foot in 02652: $271

Location: North Truro, Massachusetts (Barnstable County)

Average Square Footage in 02652: 2,592 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02652 before you start any project. North Truro homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02652 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02652 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,592 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Truro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,592$702,500
Additional Upgrades & Added Features$3392,592$878,125
Major Home Updates or Advancements$4072,592$1,053,750

It's important to understand that when you estimate your replacement cost of your home in the 02652 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02652

Best Home & Auto Insurance Agencies in 02652

Housing Demographics for 02652

Population Review for 02652 Zip Code

For the city of North Truro, the population within 02652 has increased to over 0 residents in population size. The current population total is 1,402. We have broken down the population based on race below. In 02652, there are over 682 in male population and 720 females.

PopulationValues
Total Population1,402
White Population1281
Black Population48
Hispanic Population43
Asian Population4
Hawaiian Population0
Indian Population2
Other Population9
Male Population682
Female Population720
Population Estimate0

Household Data for 02652

The average number of homes in 02652 is around 715, there are an average of 1.96 per household. The average house value according to local real estate values is around $702,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode715
Persons Per Household1.96
Average House Value$702,500
Income Per Household$83468
Median Age59.6
Median Age Male59.0
Median Age Female61.0
02652 DetailsValues
StateMA
State Full NameMassachusetts
City TypeZ
City Alias Abbreviation
Area Code508/774
CityNorth Truro
City Alias NameNORTH TRURO
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses67
Number Of Employees269
Business First Quarter Payroll2491
Business Annual Payroll16032
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential0
Delivery Business0
Delivery Total1029
Preferred Last Line KeyV22251
Classification CodeP
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22251
Land Area8.401000
Water Area2.833000
City Alias Code
City Mixed CaseNorth Truro
City Alias Mixed CaseNorth Truro
Box Count966
SFDU0
MFDU0
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number245712
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]