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Compare 02653 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Orleans just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 3,126 neighbors looking to save on their home insurance policy in the local 02653 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 02653. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Massachusetts rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Orleans, MA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Orleans, MA

02653 Home Insurance Average Premiums

Local 02653 homeowners insurance quotes comparison

$990 /yr.

Shows Zip Code: 02653 lowest rates with discounts applied on average.

For the 02653, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$990 /yr.
Average Coverage:$1240 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1540 /yr.

What is the average home insurance cost for a home in 02653?

  • • The average homeowners insurance premium paid annually for a home in 02653 is around $1240 per year.

What does it cost on average per month for home insurance in 02653?

  • • Homeowners in 02653 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 02653?

  • • Autoowners in 02653 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orleans area, check out other zip codes nearby 02653.
Review average rates in another zip code:
02653 homeowners insurance rates

Home Replacement Cost Coverage in 02653

Average Building Cost Per Square Foot in 02653: $271

Location: Orleans, Massachusetts (Barnstable County)

Average Square Footage in 02653: 2,362 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02653 before you start any project. Orleans homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02653 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02653 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,362 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2712,362$640,000
Additional Upgrades & Added Features$3392,362$800,000
Major Home Updates or Advancements$4072,362$960,000

It's important to understand that when you estimate your replacement cost of your home in the 02653 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02653

Best Home & Auto Insurance Agencies in 02653

Housing Demographics for 02653

Population Review for 02653 Zip Code

For the city of Orleans, the population within 02653 has increased to over 5,826 residents in population size. The current population total is 6,307. We have broken down the population based on race below. In 02653, there are over 2939 in male population and 3368 females.

PopulationValues
Total Population6,307
White Population5841
Black Population89
Hispanic Population148
Asian Population55
Hawaiian Population2
Indian Population16
Other Population63
Male Population2939
Female Population3368
Population Estimate5826

Household Data for 02653

The average number of homes in 02653 is around 3,126, there are an average of 2.00 per household. The average house value according to local real estate values is around $640,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,126
Persons Per Household2.00
Average House Value$640,000
Income Per Household$79250
Median Age63.2
Median Age Male61.5
Median Age Female64.5
02653 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code508/774
CityOrleans
City Alias NameORLEANS
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA0740
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_NameBarnstable-Yarmouth, MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses385
Number Of Employees2657
Business First Quarter Payroll27771
Business Annual Payroll137362
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential2913
Delivery Business311
Delivery Total4327
Preferred Last Line KeyV22285
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22285
Land Area12.052000
Water Area5.239000
City Alias Code
City Mixed CaseOrleans
City Alias Mixed CaseOrleans
Box Count917
SFDU2332
MFDU371
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number245984
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]