Get multiple home insurance quotes in 02664. Our licensed 02664, MA agents are ready to serve you.

02664 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 02664 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in South Yarmouth, MA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 02664.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 02664 and start shopping.

Quickly and Easily Compare Average Rates for 02664

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional South Yarmouth, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 02664

Homeowners in South Yarmouth are paying roughly $1260 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 02664 Home Insurance Quotes right now!

02664 Home Insurance Average Premiums

Local 02664 homeowners insurance quotes comparison

$1010 /yr.

Shows Zip Code: 02664 lowest rates with discounts applied on average.

For the 02664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1010 /yr.
Average Coverage:$1260 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1560 /yr.

What is the average home insurance cost for a home in 02664?

  • • The average homeowners insurance premium paid annually for a home in 02664 is around $1260 per year.

What does it cost on average per month for home insurance in 02664?

  • • Homeowners in 02664 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 02664?

  • • Autoowners in 02664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Yarmouth area, check out other zip codes nearby 02664.
Review average rates in another zip code:
02664 homeowners insurance rates

Home Replacement Cost Coverage in 02664

Average Building Cost Per Square Foot in 02664: $271

Location: South Yarmouth, Massachusetts (Barnstable County)

Average Square Footage in 02664: 1,400 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02664 before you start any project. South Yarmouth homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,400 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Yarmouth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,400$379,300
Additional Upgrades & Added Features$3391,400$474,125
Major Home Updates or Advancements$4071,400$568,950

It's important to understand that when you estimate your replacement cost of your home in the 02664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02664

Best Home & Auto Insurance Agencies in 02664

Housing Demographics for 02664

Population Review for 02664 Zip Code

For the city of South Yarmouth, the population within 02664 has increased to over 13,531 residents in population size. The current population total is 9,935. We have broken down the population based on race below. In 02664, there are over 4612 in male population and 5323 females.

PopulationValues
Total Population9,935
White Population8149
Black Population495
Hispanic Population365
Asian Population185
Hawaiian Population4
Indian Population20
Other Population326
Male Population4612
Female Population5323
Population Estimate13531

Household Data for 02664

The average number of homes in 02664 is around 4,570, there are an average of 2.11 per household. The average house value according to local real estate values is around $379,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,570
Persons Per Household2.11
Average House Value$379,300
Income Per Household$72179
Median Age55.2
Median Age Male52.6
Median Age Female57.2
02664 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias AbbreviationS YARMOUTH
Area Code774/508
CitySouth Yarmouth
City Alias NameSOUTH YARMOUTH
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses347
Number Of Employees3032
Business First Quarter Payroll33716
Business Annual Payroll162488
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential6413
Delivery Business413
Delivery Total7272
Preferred Last Line KeyV22536
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22536
Land Area6.985000
Water Area0.874000
City Alias Code
City Mixed CaseSouth Yarmouth
City Alias Mixed CaseSouth Yarmouth
Box Count363
SFDU5735
MFDU488
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number247786
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]