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Searching for Homeowners Insurance in 02670

If you are a homeowners that lives in 02670 you may be searching for more affordable homeowners insurance in West Dennis. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of West Dennis, MA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 02670 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Dennis, MA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 02670 Home Insurance Costs: very high!

In West Dennis, homeowners are paying roughly $1213 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 02670 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in West Dennis are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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02670 Home Insurance Average Premiums

Local 02670 homeowners insurance quotes comparison

$963 /yr.

Shows Zip Code: 02670 lowest rates with discounts applied on average.

For the 02670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$963 /yr.
Average Coverage:$1213 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1513 /yr.

What is the average home insurance cost for a home in 02670?

  • • The average homeowners insurance premium paid annually for a home in 02670 is around $1213 per year.

What does it cost on average per month for home insurance in 02670?

  • • Homeowners in 02670 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 02670?

  • • Autoowners in 02670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Dennis area, check out other zip codes nearby 02670.
Review average rates in another zip code:
02670 homeowners insurance rates

Home Replacement Cost Coverage in 02670

Average Building Cost Per Square Foot in 02670: $271

Location: West Dennis, Massachusetts (Barnstable County)

Average Square Footage in 02670: 1,797 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02670 before you start any project. West Dennis homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,797 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Dennis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,797$487,100
Additional Upgrades & Added Features$3391,797$608,875
Major Home Updates or Advancements$4071,797$730,650

It's important to understand that when you estimate your replacement cost of your home in the 02670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02670

Best Home & Auto Insurance Agencies in 02670

Housing Demographics for 02670

Population Review for 02670 Zip Code

For the city of West Dennis, the population within 02670 has increased to over 1,978 residents in population size. The current population total is 1,463. We have broken down the population based on race below. In 02670, there are over 679 in male population and 784 females.

PopulationValues
Total Population1,463
White Population1301
Black Population51
Hispanic Population32
Asian Population15
Hawaiian Population1
Indian Population2
Other Population21
Male Population679
Female Population784
Population Estimate1978

Household Data for 02670

The average number of homes in 02670 is around 815, there are an average of 1.80 per household. The average house value according to local real estate values is around $487,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode815
Persons Per Household1.80
Average House Value$487,100
Income Per Household$61875
Median Age62.3
Median Age Male61.4
Median Age Female62.7
02670 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code774/508
CityWest Dennis
City Alias NameWEST DENNIS
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees245
Business First Quarter Payroll1996
Business Annual Payroll13572
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential1099
Delivery Business105
Delivery Total1765
Preferred Last Line KeyV22764
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22764
Land Area2.124000
Water Area0.632000
City Alias Code
City Mixed CaseWest Dennis
City Alias Mixed CaseWest Dennis
Box Count544
SFDU1009
MFDU0
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number248840
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]