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Searching for Homeowners Insurance in 02670
If you are a homeowners that lives in 02670 you may be searching for more affordable homeowners insurance in West Dennis. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
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Our Massachusetts licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
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Check Out 02670 Home Insurance Costs: very high!
In West Dennis, homeowners are paying roughly $1213 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 02670 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in West Dennis are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
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02670 Home Insurance Average Premiums
For the 02670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $963 /yr. |
Average Coverage: | $1213 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1513 /yr. |
What is the average home insurance cost for a home in 02670?
- • The average homeowners insurance premium paid annually for a home in 02670 is around $1213 per year.
What does it cost on average per month for home insurance in 02670?
- • Homeowners in 02670 pay a monthly average cost per month around $101.00.
What kind of discount could I get if I combine my home and auto insurance together in 02670?
- • Autoowners in 02670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the West Dennis area, check out other zip codes nearby 02670.
Review average rates in another zip code:
02670 homeowners insurance rates
Home Replacement Cost Coverage in 02670
Average Building Cost Per Square Foot in 02670: $271
Location: West Dennis, Massachusetts (Barnstable County)Average Square Footage in 02670: 1,797 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 02670 before you start any project. West Dennis homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 02670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,797 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Dennis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $271 | 1,797 | $487,100 |
Additional Upgrades & Added Features | $339 | 1,797 | $608,875 |
Major Home Updates or Advancements | $407 | 1,797 | $730,650 |
It's important to understand that when you estimate your replacement cost of your home in the 02670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 02670
Best Home & Auto Insurance Agencies in 02670
Housing Demographics for 02670
Population Review for 02670 Zip Code
For the city of West Dennis, the population within 02670 has increased to over 1,978 residents in population size. The current population total is 1,463. We have broken down the population based on race below. In 02670, there are over 679 in male population and 784 females.
Population | Values |
---|---|
Total Population | 1,463 |
White Population | 1301 |
Black Population | 51 |
Hispanic Population | 32 |
Asian Population | 15 |
Hawaiian Population | 1 |
Indian Population | 2 |
Other Population | 21 |
Male Population | 679 |
Female Population | 784 |
Population Estimate | 1978 |
Household Data for 02670
The average number of homes in 02670 is around 815, there are an average of 1.80 per household. The average house value according to local real estate values is around $487,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 815 |
Persons Per Household | 1.80 |
Average House Value | $487,100 |
Income Per Household | $61875 |
Median Age | 62.3 |
Median Age Male | 61.4 |
Median Age Female | 62.7 |
02670 Details | Values |
---|---|
State | MA |
State Full Name | Massachusetts |
City Type | P |
City Alias Abbreviation | |
Area Code | 774/508 |
City | West Dennis |
City Alias Name | WEST DENNIS |
County | Barnstable |
County FIPS | 001 |
State FIPS | 25 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | 148 |
CBSA | 12700 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Barnstable Town, MA |
MSA_Name | |
PMSA_Name | |
Region | Northeast |
Division | New England |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 56 |
Number Of Employees | 245 |
Business First Quarter Payroll | 1996 |
Business Annual Payroll | 13572 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 215888 |
CBSA Division Population | 0 |
Congressional District | 09 |
Congressional LandArea | 1214.74 |
Delivery Residential | 1099 |
Delivery Business | 105 |
Delivery Total | 1765 |
Preferred Last Line Key | V22764 |
Classification Code | |
Multi-County | |
CSA Name | Boston-Worcester-Providence, MA-RI-NH |
CBSA_DIV_Name | |
City State Key | V22764 |
Land Area | 2.124000 |
Water Area | 0.632000 |
City Alias Code | |
City Mixed Case | West Dennis |
City Alias Mixed Case | West Dennis |
Box Count | 544 |
SFDU | 1009 |
MFDU | 0 |
State ANSI | 25 |
County ANSI | 001 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 248840 |
Unique ZIP Name | |
SSA State County Code | 22000 |
Medicare CBSA Code | 12700 |
Medicare CBSA Name | Barnstable Town, MA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 0 |
County Mixed Case | Barnstable |
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