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Homeowners Insurance in 02673

Getting the most affordable home insurance rates in 02673 just got easier for West Yarmouth, MA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of West Yarmouth. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For West Yarmouth, MA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 02673

When discussing Massachusetts homeowners insurance rates, West Yarmouth residents are finding new ways to save time and money by discovering lower rates when they shop online. Massachusetts may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 8. Residents that live within the 02673 zipcode are currently paying $1232 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in West Yarmouth does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

02673 Home Insurance Average Premiums

Local 02673 homeowners insurance quotes comparison

$982 /yr.

Shows Zip Code: 02673 lowest rates with discounts applied on average.

For the 02673, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$982 /yr.
Average Coverage:$1232 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1532 /yr.

What is the average home insurance cost for a home in 02673?

  • • The average homeowners insurance premium paid annually for a home in 02673 is around $1232 per year.

What does it cost on average per month for home insurance in 02673?

  • • Homeowners in 02673 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 02673?

  • • Autoowners in 02673 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Yarmouth area, check out other zip codes nearby 02673.
Review average rates in another zip code:
02673 homeowners insurance rates

Home Replacement Cost Coverage in 02673

Average Building Cost Per Square Foot in 02673: $271

Location: West Yarmouth, Massachusetts (Barnstable County)

Average Square Footage in 02673: 1,263 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02673 before you start any project. West Yarmouth homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02673 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02673 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,263 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Yarmouth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,263$342,400
Additional Upgrades & Added Features$3391,263$428,000
Major Home Updates or Advancements$4071,263$513,600

It's important to understand that when you estimate your replacement cost of your home in the 02673 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02673

Best Home & Auto Insurance Agencies in 02673

Housing Demographics for 02673

Population Review for 02673 Zip Code

For the city of West Yarmouth, the population within 02673 has increased to over 12,377 residents in population size. The current population total is 8,892. We have broken down the population based on race below. In 02673, there are over 4181 in male population and 4711 females.

PopulationValues
Total Population8,892
White Population6937
Black Population420
Hispanic Population643
Asian Population149
Hawaiian Population3
Indian Population32
Other Population389
Male Population4181
Female Population4711
Population Estimate12377

Household Data for 02673

The average number of homes in 02673 is around 3,952, there are an average of 2.20 per household. The average house value according to local real estate values is around $342,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,952
Persons Per Household2.20
Average House Value$342,400
Income Per Household$65880
Median Age50.0
Median Age Male46.6
Median Age Female53.0
02673 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code508/774
CityWest Yarmouth
City Alias NameWEST YARMOUTH
CountyBarnstable
County FIPS001
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA12700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBarnstable Town, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses252
Number Of Employees1781
Business First Quarter Payroll22243
Business Annual Payroll100945
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population215888
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential5626
Delivery Business283
Delivery Total6105
Preferred Last Line KeyV22807
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22807
Land Area9.270000
Water Area3.476000
City Alias Code
City Mixed CaseWest Yarmouth
City Alias Mixed CaseWest Yarmouth
Box Count162
SFDU4570
MFDU299
State ANSI25
County ANSI001
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number247786
Unique ZIP Name
SSA State County Code22000
Medicare CBSA Code12700
Medicare CBSA NameBarnstable Town, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBarnstable

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]