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02743, MA Home Insurance

In the zip code of 02743, the population size is around 10,434, which consists of 4,080 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Acushnet, MA. A few years ago, a study was done and found that the average home insurance rates for Massachusetts are around $1,286 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 02743 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Acushnet. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Acushnet, MA Homeowners Insurance Online Rates Today!

02743 Home Insurance Average Premiums

Local 02743 homeowners insurance quotes comparison

$1036 /yr.

Shows Zip Code: 02743 lowest rates with discounts applied on average.

For the 02743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1036 /yr.
Average Coverage:$1286 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1586 /yr.

What is the average home insurance cost for a home in 02743?

  • • The average homeowners insurance premium paid annually for a home in 02743 is around $1286 per year.

What does it cost on average per month for home insurance in 02743?

  • • Homeowners in 02743 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 02743?

  • • Autoowners in 02743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Acushnet area, check out other zip codes nearby 02743.
Review average rates in another zip code:
02743 homeowners insurance rates

Home Replacement Cost Coverage in 02743

Average Building Cost Per Square Foot in 02743: $271

Location: Acushnet, Massachusetts (Bristol County)

Average Square Footage in 02743: 1,143 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02743 before you start any project. Acushnet homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,143 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Acushnet area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,143$309,700
Additional Upgrades & Added Features$3391,143$387,125
Major Home Updates or Advancements$4071,143$464,550

It's important to understand that when you estimate your replacement cost of your home in the 02743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02743

Best Home & Auto Insurance Agencies in 02743

Housing Demographics for 02743

Population Review for 02743 Zip Code

For the city of Acushnet, the population within 02743 has increased to over 10,516 residents in population size. The current population total is 10,434. We have broken down the population based on race below. In 02743, there are over 5185 in male population and 5249 females.

PopulationValues
Total Population10,434
White Population9642
Black Population58
Hispanic Population256
Asian Population64
Hawaiian Population2
Indian Population24
Other Population142
Male Population5185
Female Population5249
Population Estimate10516

Household Data for 02743

The average number of homes in 02743 is around 4,080, there are an average of 2.55 per household. The average house value according to local real estate values is around $309,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,080
Persons Per Household2.55
Average House Value$309,700
Income Per Household$78471
Median Age46.4
Median Age Male44.9
Median Age Female47.7
02743 DetailsValues
StateMA
State Full NameMassachusetts
City TypeB
City Alias Abbreviation
Area Code508
CityAcushnet
City Alias NameACUSHNET
CountyBristol
County FIPS005
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA5400
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameNew Bedford, MA PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses174
Number Of Employees2330
Business First Quarter Payroll35311
Business Annual Payroll157959
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District09
Congressional LandArea1214.74
Delivery Residential4124
Delivery Business146
Delivery Total4424
Preferred Last Line KeyV21395
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV21395
Land Area18.058000
Water Area0.521000
City Alias Code
City Mixed CaseAcushnet
City Alias Mixed CaseAcushnet
Box Count111
SFDU4046
MFDU59
State ANSI25
County ANSI005
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245032
Unique ZIP Name
SSA State County Code22020
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBristol

Massachusetts Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]