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Are you paying too much for homeowners insurance in 02766? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Norton, MA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Massachusetts licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 02766?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 02766 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 02766 and get ready to save.

3 Easy Ways To Save Money In 02766

These three links will help you explore home insurance quotes in 02766 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 02766 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Norton is roughly $1273. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 02766 Homeowners Insurance Rates Right Now!

02766 Home Insurance Average Premiums

Local 02766 homeowners insurance quotes comparison

$1023 /yr.

Shows Zip Code: 02766 lowest rates with discounts applied on average.

For the 02766, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1023 /yr.
Average Coverage:$1273 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1573 /yr.

What is the average home insurance cost for a home in 02766?

  • • The average homeowners insurance premium paid annually for a home in 02766 is around $1273 per year.

What does it cost on average per month for home insurance in 02766?

  • • Homeowners in 02766 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 02766?

  • • Autoowners in 02766 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norton area, check out other zip codes nearby 02766.
Review average rates in another zip code:
02766 homeowners insurance rates

Home Replacement Cost Coverage in 02766

Average Building Cost Per Square Foot in 02766: $271

Location: Norton, Massachusetts (Bristol County)

Average Square Footage in 02766: 1,414 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02766 before you start any project. Norton homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02766 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02766 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,414 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,414$383,300
Additional Upgrades & Added Features$3391,414$479,125
Major Home Updates or Advancements$4071,414$574,950

It's important to understand that when you estimate your replacement cost of your home in the 02766 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02766

Best Home & Auto Insurance Agencies in 02766

Ora A Andrews Insurance Agency, Incorporated

Address: 114 W Main St Norton, MA 02766
Phone:
Website: http://www.providence.citysearch.com/profile/662033770/norton_ma/ora_a_andrews_insurance_agency_inc_.html
Info:

Housing Demographics for 02766

Population Review for 02766 Zip Code

For the city of Norton, the population within 02766 has increased to over 17,402 residents in population size. The current population total is 19,202. We have broken down the population based on race below. In 02766, there are over 9215 in male population and 9987 females.

PopulationValues
Total Population19,202
White Population17018
Black Population486
Hispanic Population596
Asian Population469
Hawaiian Population3
Indian Population19
Other Population274
Male Population9215
Female Population9987
Population Estimate17402

Household Data for 02766

The average number of homes in 02766 is around 6,730, there are an average of 2.58 per household. The average house value according to local real estate values is around $383,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,730
Persons Per Household2.58
Average House Value$383,300
Income Per Household$109375
Median Age41.1
Median Age Male40.2
Median Age Female42.0
02766 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code508/774
CityNorton
City Alias NameNORTON
CountyBristol
County FIPS005
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses377
Number Of Employees6051
Business First Quarter Payroll108627
Business Annual Payroll426841
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District04
Congressional LandArea668.27
Delivery Residential6745
Delivery Business290
Delivery Total7495
Preferred Last Line KeyV22263
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22263
Land Area27.833000
Water Area1.480000
City Alias Code
City Mixed CaseNorton
City Alias Mixed CaseNorton
Box Count343
SFDU4944
MFDU1031
State ANSI25
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number245797
Unique ZIP Name
SSA State County Code22020
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBristol

Massachusetts Homeowners Insurance News & Information

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  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]