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02771 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 02771 zip code it's important to know that our rates are very competitive for homeowners living in Seekonk, MA. Many homeowners based out of your 02771 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02771 should appear in the zip code field ready to go. For Seekonk, MA Homeowners Insurance Quotes nearby, we offer the best rates and service.

02771: Average Home Insurance Rates

For homeowners living in the great city of Seekonk, the average homeowners policy is considered very high in comparison to other states. Massachusetts premiums are estimated to be around $1268 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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02771 Home Insurance Average Premiums

Local 02771 homeowners insurance quotes comparison

$1018 /yr.

Shows Zip Code: 02771 lowest rates with discounts applied on average.

For the 02771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1018 /yr.
Average Coverage:$1268 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1568 /yr.

What is the average home insurance cost for a home in 02771?

  • • The average homeowners insurance premium paid annually for a home in 02771 is around $1268 per year.

What does it cost on average per month for home insurance in 02771?

  • • Homeowners in 02771 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 02771?

  • • Autoowners in 02771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seekonk area, check out other zip codes nearby 02771.
Review average rates in another zip code:
02771 homeowners insurance rates

Home Replacement Cost Coverage in 02771

Average Building Cost Per Square Foot in 02771: $271

Location: Seekonk, Massachusetts (Bristol County)

Average Square Footage in 02771: 1,409 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02771 before you start any project. Seekonk homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,409 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seekonk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,409$381,900
Additional Upgrades & Added Features$3391,409$477,375
Major Home Updates or Advancements$4071,409$572,850

It's important to understand that when you estimate your replacement cost of your home in the 02771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02771

Best Home & Auto Insurance Agencies in 02771

Housing Demographics for 02771

Population Review for 02771 Zip Code

For the city of Seekonk, the population within 02771 has increased to over 15,563 residents in population size. The current population total is 15,512. We have broken down the population based on race below. In 02771, there are over 7561 in male population and 7951 females.

PopulationValues
Total Population15,512
White Population13647
Black Population218
Hispanic Population558
Asian Population447
Hawaiian Population3
Indian Population32
Other Population279
Male Population7561
Female Population7951
Population Estimate15563

Household Data for 02771

The average number of homes in 02771 is around 5,834, there are an average of 2.66 per household. The average house value according to local real estate values is around $381,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,834
Persons Per Household2.66
Average House Value$381,900
Income Per Household$100041
Median Age44.8
Median Age Male44.0
Median Age Female45.8
02771 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code508/774
CitySeekonk
City Alias NameSEEKONK
CountyBristol
County FIPS005
State FIPS25
Time Zone5
Day Light SavingY
MSA6480
PMSA
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_NameProvidence-Fall River-Warwick, RI-MA MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses542
Number Of Employees7446
Business First Quarter Payroll71533
Business Annual Payroll320192
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District04
Congressional LandArea668.27
Delivery Residential5851
Delivery Business579
Delivery Total6828
Preferred Last Line KeyV22426
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV22426
Land Area18.391000
Water Area0.247000
City Alias Code
City Mixed CaseSeekonk
City Alias Mixed CaseSeekonk
Box Count203
SFDU5217
MFDU76
State ANSI25
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number246817
Unique ZIP Name
SSA State County Code22020
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBristol

Massachusetts Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]