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02779 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 02779? Our rates are very competitive for homeowners living in Berkley, MA. Many homeowners based out of your 02779 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02779 should appear in the zip code field ready to go. For Berkley, MA Home Insurance Rate Quotes click to review the best rates and service online!

02779 Average Premium is Rated: Very High!

Homeowners living in 02779 can easily save up to 40% off the average home insurance premium of $1254 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Berkley that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 02779 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 02779!

02779 Home Insurance Average Premiums

Local 02779 homeowners insurance quotes comparison

$1004 /yr.

Shows Zip Code: 02779 lowest rates with discounts applied on average.

For the 02779, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1004 /yr.
Average Coverage:$1254 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1554 /yr.

What is the average home insurance cost for a home in 02779?

  • • The average homeowners insurance premium paid annually for a home in 02779 is around $1254 per year.

What does it cost on average per month for home insurance in 02779?

  • • Homeowners in 02779 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 02779?

  • • Autoowners in 02779 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Berkley area, check out other zip codes nearby 02779.
Review average rates in another zip code:
02779 homeowners insurance rates

Home Replacement Cost Coverage in 02779

Average Building Cost Per Square Foot in 02779: $271

Location: Berkley, Massachusetts (Bristol County)

Average Square Footage in 02779: 1,394 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02779 before you start any project. Berkley homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02779 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02779 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,394 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Berkley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,394$377,700
Additional Upgrades & Added Features$3391,394$472,125
Major Home Updates or Advancements$4071,394$566,550

It's important to understand that when you estimate your replacement cost of your home in the 02779 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02779

Best Home & Auto Insurance Agencies in 02779

Housing Demographics for 02779

Population Review for 02779 Zip Code

For the city of Berkley, the population within 02779 has increased to over 6,882 residents in population size. The current population total is 6,764. We have broken down the population based on race below. In 02779, there are over 3318 in male population and 3446 females.

PopulationValues
Total Population6,764
White Population6202
Black Population65
Hispanic Population144
Asian Population57
Hawaiian Population1
Indian Population5
Other Population73
Male Population3318
Female Population3446
Population Estimate6882

Household Data for 02779

The average number of homes in 02779 is around 2,299, there are an average of 2.93 per household. The average house value according to local real estate values is around $377,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,299
Persons Per Household2.93
Average House Value$377,700
Income Per Household$110518
Median Age42.7
Median Age Male42.7
Median Age Female42.7
02779 DetailsValues
StateMA
State Full NameMassachusetts
City TypeN
City Alias Abbreviation
Area Code774/508
CityBerkley
City Alias NameBERKLEY
CountyBristol
County FIPS005
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA39300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvidence-Warwick, RI-MA
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees520
Business First Quarter Payroll4302
Business Annual Payroll22872
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1600852
CBSA Division Population0
Congressional District04
Congressional LandArea668.27
Delivery Residential2349
Delivery Business60
Delivery Total2475
Preferred Last Line KeyV21478
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV21478
Land Area16.512000
Water Area0.911000
City Alias Code
City Mixed CaseBerkley
City Alias Mixed CaseBerkley
Box Count0
SFDU2275
MFDU0
State ANSI25
County ANSI005
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number248058
Unique ZIP Name
SSA State County Code22020
Medicare CBSA Code39300
Medicare CBSA NameProvidence-Warwick, RI-MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseBristol

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